1901 N Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1901 N Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1998
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$337,500 (Jul 2019)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-11-31-5630-00060-0130`

Property Details

APN / Parcel Number

Primary APN	`36-11-31-5630-00060-0130`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Driveway	Concrete Driveway
Driveway Area	390 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1901 N CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE BEACH SUBD. BLOCK 6 LOT 13 & PARCEL SOUTH OF LOT 13 & NORTH OF GOVT LOT #1 LINE OR 61 PG 604 OR 442 PG 552 OR 618/90 OR 2372/211
Legal Range	31E
Legal Township	11S
Legal Section	36
Legal Subdivision	SUNRISE BEACH
Legal Block	6
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1013
Census Tract	60303

Owner

Source: Flagler County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1901 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC
Jul 26, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Jun 10, 1998 · Amount on Record
Deed Document Number	201927496
Deed Book / Page	2372 / 211
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1901 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829

Mortgage

Document Number	0030061524
Date	Nov 17, 2025
Book Page	3006/1524
Instrument	2025046658

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1901 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024441734
Date	May 28, 2020
Book Page	2444/1734
Instrument	2020019605

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 26, 2019
Property Address	1901 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829
Document Number	0023720211
Book / Page	2372 / 0211
Instrument Date	Jul 18, 2019
Instrument	2019027496
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7808 PLUNKETT AVE, 7808, ORLANDO, FL 32810-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2829

Mortgage

Document Number	0023720213
Date	Jul 26, 2019
Instrument	2372-0213

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$300,865 (+5.99%)	$442,859 (+21.25%) Land $182,625 Building $260,234
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$283,870	$365,245 Land $121,500 Building $243,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 202 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	416 units insured incl. 214 condo units
Nearby Flood Claims	288 (1987–2026)
Claims Outside the SFHA	120 of 288
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 39 claims Hurricane Irma, Sep 2017 · 79 claims Hurricane Matthew, Oct 2016 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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