1901 Melody Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 1901 Melody Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,264 sqft · built 1964
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Mar 2020)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.04011002`

Property Details

APN / Parcel Number

Primary APN	`014.019.04011002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	253 sqft
Porch	Open Frame Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1901 MELODY LN
City	ARNOLD
State	MO
Zip	63010-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE MEADOWS 3 LOT 41
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	MAXVILLE MEADOWS 3
Legal Block	2
Legal Lot Number	41
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2002
Census Tract	700118

Owner

1901 Melody Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1901 MELODY LN, ARNOLD, MO 63010-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Mar 17, 2020	Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L SVCS INC
Dec 2, 2019	Warranty Deed, Transfer STATE LOUIS COMPANY TITLE (SLCTC), STL
Aug 19, 2019	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Dec 2, 2019
Deed Document Number	20209311
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1901 MELODY LN, ARNOLD, MO 63010-1205
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021R005891
Date	Feb 8, 2021
Instrument	2021R-005891

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 17, 2020
Property Address	1901 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000009311
Instrument Date	Mar 16, 2020
Instrument	9311
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1901 MELODY LN ARNOLD MO 630101205, ARNOLD, MO 63010-1205

Mortgage

Document Number	9312
Date	Mar 17, 2020
Instrument	9312

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 2, 2019
Property Address	1901 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000037690
Instrument Date	Nov 26, 2019
Instrument	37690
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 TUMBLE WEED DR LONEDELL MO 63060, LONEDELL, MO 63060

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 19, 2019
Property Address	1901 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000024514
Instrument Date	Aug 15, 2019
Instrument	24514
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13820 WELLINGTON MANOR CT CHESTERFIELD MO 630178344, CHESTERFIELD, MO 63017-8344
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Melody Ln was $1,294, up 4.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,100 (-) Land $2,300 Building $16,800	$100,200 (-) Land $12,000 Building $88,200
2025	$1,294.00 (+4.52%)	$19,100 Land $2,300 Building $16,800	$100,200 (-) Land $12,000 Building $88,200
2024	$1,238.00 (+0.65%)		$100,200 (+7.86%) Land $12,000 Building $88,200
2023	$1,230.00	$17,700 Land $2,300 Building $15,400	$92,900 Land $12,000 Building $80,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1901 Melody Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	27 (1978–2019)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1901 Melody Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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