1901 Duncan Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1901 Duncan Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,370 sqft · built 1928
Lot Size0.147 acres (6,432 sqft)
OwnerIndividual Name on File
Tax Bill$1,688 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN146K P 025

Property Details

APN / Parcel Number

Primary APN146K P 025
Alternative APN
  • 0000075708

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,370 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1982
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,432 sqft (0.147 acres)
Lot Dimensions134 ft deep x 48 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000075708
Street Address1901 DUNCAN AVE
CityCHATTANOOGA
StateTN
Zip37404-3104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 18 BLK 25 HIGHLAND PARK ADDN NO 2 PB1 PG35
Legal SubdivisionMONTAGUES ADDN HIGHL
Legal Block25
Legal Lot Number18
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2044
Census Tract1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1901 Duncan Ave is owned and occupied by an individual who acquired it in September 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
GEORGIA UNITED CU
Aug 17, 2021Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL
Sep 8, 2021Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY
Aug 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MTG
Oct 31, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
May 30, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2021
Deed SaleSep 8, 2021
Prior SaleAug 17, 2021 · Amount on File
Deed Document Number2021090800198
Deed Book / Page12642 / 296
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000153
DateJan 4, 2021
Book Page12299/657
Instrument2021010400153
Lender
NameGEORGIA UNITED CU
TypeCredit Union
AddressDULUTH, GA 30097
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term299 Months
DueDec 10, 2045

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 17, 2021
Property Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104
Document Number0000000069
Book / Page12611 / 879
Map ReferenceMB 1 PG 35
Instrument DateAug 16, 2021
Instrument2021081700069
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

AmountAmount on Record
Tax$1,461.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 8, 2021
Property Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104
Document Number0000000198
Book / Page12642 / 296
Map ReferenceMB 1 PG 35
Instrument DateAug 7, 2021
Instrument2021090800198
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104
Document Number0923000259
Instrument DateAug 29, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1901 DUNCAN AVE CHATTANOOGA TN 374043104, CHATTANOOGA, TN 37404-3104

Mortgage

Document Number0923000259
DateSep 23, 2020
Book Page012163/000414
Instrument200923000259
Lender
NameAMERICAN INTERNET MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 22, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104
Document Number1205000014
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1901 DUNCAN AVE CHATTANOOGA TN 374043104, CHATTANOOGA, TN 37404-3104

Mortgage

Document Number1205000014
DateDec 5, 2018
Book Page011515/000438
Instrument181205000014
Lender
NamePENTAGON FCU
TypeCredit Union
AddressFLINT, MI 48501-2026
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueDec 4, 2033
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 30, 2017
Property Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104
Document Number0000000340
Book / Page11061 / 593
Map ReferenceMB1 PG35
Instrument DateMay 26, 2017
Instrument2017053000340
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyCENTURY TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 DUNCAN AVE, CHATTANOOGA, TN 37404-3104

Mortgage

Document Number0000000341
DateMay 30, 2017
Instrument2017053000341
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Duncan Ave was $1,688, down 1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,688.00 (-1%)$111,400 (+46.15%)$445,600 (+46.15%) Land $70,000 Building $375,600
2024$1,705.00$76,225 (-)$304,900 (-) Land $50,000 Building $254,900
2023$1,705.00$76,225 (-)$304,900 (-) Land $50,000 Building $254,900
2022$1,705.00$76,225$304,900 Land $50,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1901 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimSep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1901 Duncan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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