1901 Downing Pl, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 1901 Downing Pl, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,487 sqft · built 1985
Lot Size0.536 acres (23,361 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Aug 2017)
Tax Bill$8,275 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-6940-0

Property Details

APN / Parcel Number

Primary APNC62-000-741-6940-0
Alternative APNs
  • 12-28-15-02857-003-0130
  • 152812028570030130
  • R128122

Interior

Full Baths4 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,487 sqft Heated Area
1st Floor Area3,487 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1998
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,361 sqft (0.536 acres)
Lot Dimensions175 ft deep x 133 ft wide
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area997 sqft
Deck Area611 sqft
Patio Area611 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR128122
Old Parcel Number152812028570030130
Street Address1901 DOWNING PL
CityPALM HARBOR
StateFL
Zip34683-5727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON OAKS WEST BLK 3, LOT 13
Legal Range15
Legal Township28
Legal Section12
Legal SubdivisionBARRINGTON OAKS WEST
Legal Block3
Legal Lot Number13
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4013
Census Tract27208

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1901 DOWNING PL, PALM HARBOR, FL 34683-5727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Aug 24, 2017Warranty Deed, Transfer · ARM
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Prior SaleApr 28, 1994 · Amount on Record
Deed Document Number2017263502
Deed Book / Page19751 / 0428
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1901 DOWNING PL, PALM HARBOR, FL 34683-5727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 DOWNING PL, PALM HARBOR, FL 34683-5727

Mortgage

Document Number0211520674
DateSep 3, 2020
Book Page21152/674
Instrument2020264724
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 24, 2017
Property Address1901 DOWNING PL, PALM HARBOR, FL 34683-5727
Document Number0197510428
Book / Page19751 / 0428
Map ReferenceMB85 PG72&73
Instrument DateAug 18, 2017
Instrument2017263502
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyTITLE TOWN PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3961 TARPON POINTE CIR, 3961, PALM HARBOR, FL 34684-2440

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 DOWNING PL, PALM HARBOR, FL 34683-5727

Mortgage

Document Number2017263503
DateAug 24, 2017
Instrument2017263503
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate8.37%
Type Change DateSep 1, 2022
Change FrequencyAnnually
Min Rate At Change6.37%
Max Rate At Change10.3%
Index1-Year LIBOR
Margin4
Max Rate13.3%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,275.00 (+7.04%) Homeowner's exemption$476,012 (+5.99%)$936,227 (+13.73%) Land $234,197 Building $702,030
2023$7,731.00 (+2.76%) Homeowner's exemption$449,123 (+3%)$823,223 (+28.95%) Land $211,683 Building $611,540
2022$7,523.00 Homeowner's exemption$436,042$638,390 Land $168,027 Building $470,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims3 (2012–2013)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2013 · rainfall accumulation
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Downing Pl

Nearby Streets

Search Property Records by Address or Parcel Number