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1901 Clay St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1901 Clay St, Saint Joseph, MO 64501 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,197 sqft · built 1902
Lot Size0.514 acres (22,400 sqft)
Owner2 Individual Names on File
Last Sale$570,609 (Mar 2024)
Tax Bill$2,387 (2025)
Deeds & MortgagesMar 2024 Mortgage
Sep 2022 Mortgage
+ 1 more
APN06-2.0-09-002-004-029.000

Property Details

APN / Parcel Number

Primary APN06-2.0-09-002-004-029.000

Interior

Building Area2,197 sqft Base Area
1st Floor Area2,197 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Lot Area22,400 sqft (0.514 acres)
Lot Dimensions160 ft deep x 140 ft wide

Location & Zoning

Street Address1901 CLAY ST
CitySAINT JOSEPH
StateMO
Zip64501-2087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB:KEMPER'S LOT:27 BLK:6LGL DESC:LOTS 27 TO 30 PART OF BLK 6 & VAC ST ON W THEREOF
Legal SubdivisionKEMPERS
Legal Block6
Legal Lot Number27-30
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1008
Census Tract1000

Owner

Source: Buchanan County records · APN 06-2.0-09-002-004-029.000

Assessment roll updated November 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1901 CLAY ST, SAINT JOSEPH, MO 64501-2087
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Warranty Deed, Transfer · VA Mortgage
NFM INC
Sep 09, 2022Deed, Transfer · Conventional Mortgage
BARRETT FINANCIAL GROUP LLC
Nov 24, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2024 · Amount on Record
Deed SaleMar 11, 2024 · Amount on Record
Deed Document Number20241673
Deed Book / Page3795 / 303
Prior Transfer DateDec 03, 2020
Prior Transfer Doc0000011575
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMar 11, 2024
Property Address1901 CLAY ST, SAINT JOSEPH, MO 64501-2087
Document Number003795/303
Book / Page3795 / 303
Instrument DateFeb 29, 2024
Instrument2024001673
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 CLAY ST, SAINT JOSEPH, MO 64501-2087

Mortgage

Document Number2024001674
DateMar 11, 2024
Instrument2024001674
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateSep 09, 2022
Property Address1901 CLAY ST, SAINT JOSEPH, MO 64501-2087
Document Number0003780/32
Book / Page3780 / 32
Instrument DateSep 07, 2022
Instrument2022008652
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3004 FREDERICK AVE, 3004, SAINT JOSEPH, MO 64506-2948

Transferred To (Grantee/Buyer)

NameVerified Name
Address13814 N BURNING TREE PL, PHOENIX, AZ 85022-4719

Mortgage

Document Number2022008653
DateSep 09, 2022
Instrument2022008653
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateNov 24, 2020
Property Address1901 CLAY ST, SAINT JOSEPH, MO 64501-2087
Document Number003755/979
Book / Page3755 / 979
Instrument DateNov 18, 2020
Instrument2020011170
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 CLAY ST, SAINT JOSEPH, MO 64501-2087

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,387.00 (+0.04%)$33,510 (+6.92%) Land $2,380 Building $31,130$176,320 (+6.92%) Land $12,500 Building $163,820
2024$2,386.00 (+16.79%)
2023$2,043.00 (-0.68%)$31,340 (-) Land $2,380 Building $28,960$164,910 (-) Land $12,500 Building $152,410
2022$2,057.00$31,340 Land $2,380 Building $28,960
2021$164,910 Land $12,500 Building $152,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1993–2005)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2005, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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