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1901 Chestnut Ave, Panama City, FL 32405 Property Records

Bay County property record for 1901 Chestnut Ave, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,260 sqft · built 1966
Lot Size0.214 acres (9,321 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Jan 2023)
Tax Bill$2,333 (2025)
Deeds & MortgagesJan 2023 Sale
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN28862-000-000

Property Details

APN / Parcel Number

Primary APN28862-000-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area1,584 sqft
1st Floor Area1,080 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,321 sqft (0.214 acres)
Lot Dimensions117 ft deep x 80 ft wide
Garage TypeAttached
Garage Area324 sqft
DrivewayDriveway
PorchFlorida Room
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1901 CHESTNUT AVE
CityPANAMA CITY
StateFL
Zip32405-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC01
Legal DescriptionHENTZ 1ST ADD UNIT B REPLAT LOT 9 BLK 13 ORB 4647 P 2162
Legal Range15W
Legal Township03S
Legal Section36
Legal SubdivisionHENTZ 1ST ADD
Legal Block13
Legal Lot Number9
Legal UnitB
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1020
Census Tract2300

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address380 COBBLESTONE CREEK RD NW, CLEVELAND, TN 37312-7609
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Warranty Deed, Transfer
ANCHOR TITLE COMPANY, ANCHOR TITLE CO
Mar 13, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Deed Document Number20232193
Deed Book / Page4647 / 2162
Prior Transfer DateMar 13, 2019
Prior Transfer Doc0041001139
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 12, 2023
Property Address1901 CHESTNUT AVE, PANAMA CITY, FL 32405-2441
Document Number0046472162
Book / Page4647 / 2162
Map ReferenceMB 9 PG 62
Instrument DateJan 11, 2023
Instrument2023002193
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7015 E 10TH ST, PANAMA CITY, FL 32404-2301

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 COBBLESTONE CREEK RD NW, CLEVELAND, TN 37312-7609

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMar 13, 2019
Property Address1901 CHESTNUT AVE, PANAMA CITY, FL 32405-2441
Document Number0041001139
Book / Page004100 / 001139
Instrument DateMar 13, 2019
Instrument27149
Transaction TypeTransfer
Record UpdatedMar 26, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1901 CHESTNUT AVE PANAMA CITY FL 324052441, PANAMA CITY, FL 32405-2441

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,333.00 (-4.15%)$147,737 (+16.63%) Land $47,902 Building $99,835$147,737 (+16.63%) Land $47,902 Building $99,835
2024$2,434.00 (+7.32%)
2023$2,268.00 (+17.51%)$126,673 (+17.27%) Land $36,181 Building $90,492$126,673 (+17.27%) Land $36,181 Building $90,492
2022$1,930.00$108,021 Land $25,771 Building $82,250$108,021 Land $25,771 Building $82,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims71 (1982–2021)
Claims Outside the SFHA55 of 71
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Hurricane Michael, Oct 2018 · 19 claims
  • Severe Storms And Flooding, Jul 2013 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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