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1901 Benevento St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1901 Benevento St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,595 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Sep 2019)
Tax Bill$6,553 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Jun 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN162531501400010900

Property Details

APN / Parcel Number

Primary APN162531501400010900

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,595 sqft Heated Area
Gross Area3,426 sqft
1st Floor Area2,595 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
Garage Area651 sqft
PorchOpen Porch
Porch Area180 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1901 BENEVENTO ST
CitySAINT CLOUD
StateFL
Zip34771-8041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 90
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number90
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1025
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Jun 27, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 23, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Sep 13, 2019Special Warranty Deed, Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Deed Document Number2019118376
Deed Book / Page5589 / 0423
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041
InvestorPossibly a Property Investor

Mortgage

Document Number0064562656
DateAug 14, 2023
Book Page6456/2656
Instrument2023105393
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term328 Months
DueDec 01, 2050

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041
InvestorPossibly a Property Investor

Mortgage

Document Number0066242700
DateJun 27, 2024
Book Page6624/2700
Instrument2024084889
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueDec 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041

Mortgage

Document Number0058381179
DateNov 23, 2020
Book Page5838/1179
Instrument2020160154
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 13, 2019
Property Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041
Document Number0055890423
Book / Page5589 / 0423
Map ReferenceMB 25 PG 46
Instrument DateAug 30, 2019
Instrument2019118376
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 BENEVENTO ST, SAINT CLOUD, FL 34771-8041

Mortgage

Document Number0005589427
DateSep 13, 2019
Instrument5589/427
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,553.00 (+8.91%)$421,600 (-2.81%) Land $80,000 Building $341,600$421,600 (-2.81%) Land $80,000 Building $341,600
2023$6,017.00 (+12.87%)$433,800 (+18.4%) Land $80,000 Building $353,800$433,800 (+18.4%) Land $80,000 Building $353,800
2022$5,331.00$366,400 Land $55,000 Building $311,400$366,400 Land $55,000 Building $311,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 383 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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