1901 Barco Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1901 Barco Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 1995
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Nov 2018)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`83935`

Property Details

APN / Parcel Number

Primary APN	`83935`
Alternative APN	`112630080400010230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Heated Area
Gross Area	2,125 sqft
1st Floor Area	1,197 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	104 ft deep x 69 ft wide
Garage Type	Finished
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	445 sqft
Patio Area	120 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83935
Street Address	1901 BARCO CT
City	SAINT CLOUD
State	FL
Zip	34769-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLA HOMES VILLAGE PB 7 PG 41 LOT 23
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	VILLA HOMES VILLAGE
Legal Tract	804
Legal Block	1
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2031
Census Tract	43303

Owner

Source: Osceola County records · APN 83935

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1901 BARCO CT, SAINT CLOUD, FL 34769-5020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Nov 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Oct 17, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	2018172395
Deed Book / Page	5437 / 2496
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1901 BARCO CT, SAINT CLOUD, FL 34769-5020
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058150482
Date	Oct 19, 2020
Book Page	5815/482
Instrument	2020140778

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 26, 2018
Property Address	1901 BARCO CT, SAINT CLOUD, FL 34769-5020
Document Number	0054372496
Book / Page	005437 / 002496
Instrument Date	Nov 16, 2018
Instrument	172395
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1901 BARCO COUR ST CLOUD FL 34769, ST CLOUD, FL 34769

Mortgage

Document Number	54372498
Date	Nov 26, 2018
Book Page	005437/002498
Instrument	172396

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 17, 2017
Property Address	1901 BARCO CT, SAINT CLOUD, FL 34769-5020
Document Number	0052250825
Book / Page	005225 / 000825
Instrument Date	Oct 16, 2017
Instrument	148802
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,277.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 BARCO CT ST CLOUD FL 347695020, ST CLOUD, FL 34769-5020

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,334.00 (+7.31%) Homeowner's exemption Senior Citizen's exemption	$184,961 (+5.99%)	$313,000 (+12.03%) Land $55,000 Building $258,000
2023	$2,175.00 (+4.32%) Homeowner's exemption Senior Citizen's exemption	$174,514 (+3%)	$279,400 (+19.81%) Land $40,000 Building $239,400
2022	$2,085.00 Homeowner's exemption Senior Citizen's exemption	$169,432	$233,200 Land $35,000 Building $198,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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