19008 Mediterranean Dr, Germantown, MD 20874 Property Records

Montgomery County property record for 19008 Mediterranean Dr, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,160 sqft · built 1997
Lot Size	0.037 acres (1,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,000 (Sep 2025)
Tax Bill	$461 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-03104412`

Property Details

APN / Parcel Number

Primary APN	`09-03104412`
Alternative APN	`03104412`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	720 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,619 sqft (0.037 acres)
Garage Type	Attached
Garage Area	190 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03104412
Street Address	19008 MEDITERRANEAN DR
City	GERMANTOWN
State	MD
Zip	20874-1871
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R200
Legal Description	FOUNTAIN HILLS
Legal Subdivision	FOUNTAIN HILLS
Legal Block	A
Legal Lot Number	57
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700815

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9516 LEE HWY STE C, C, FAIRFAX, VA 22031
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Jun 2, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 12, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
Jan 23, 2019	Intrafamily Transfer, Transfer · VA Mortgage CREDENCE FUNDING CORP
Apr 12, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Jan 23, 2019
Deed Book / Page	69584 / 194
Prior Transfer Date	Dec 5, 2018
Prior Transfer Doc	0571390001
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0631090423
Date	May 26, 2021
Book Page	63109/423

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871

Mortgage

Document Number	0670560356
Date	Jun 2, 2023
Book Page	67056/356

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2052

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 12, 2025
Property Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871
Document Number	0695840194
Book / Page	69584 / 194
Map Reference	MB 176 PL 19736
Instrument Date	Aug 26, 2025
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	EASTERN TITLE AND SETTLEMENT, EASTERN TTL & STLMT ROCKVILL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871

Mortgage

Document Number	0069584203
Date	Sep 12, 2025
Instrument	69584/203

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0585910218
Date	Nov 27, 2019
Book Page	58591/218

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 23, 2019
Property Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871
Document Number	0571390001
Book / Page	57139 / 001
Map Reference	MB 176 PL 19736
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871

Mortgage

Document Number	0000571398
Date	Jan 23, 2019
Instrument	57139/8

Lender

Name	CREDENCE FUNDING CORP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 12, 2018
Property Address	19008 MEDITERRANEAN DR, GERMANTOWN, MD 20874-1871
Document Number	0558830107
Book / Page	055883 / 000107
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	19008 MEDITERRANEAN DR GERMANTOWN MD 208741871, GERMANTOWN, MD 20874-1871

Mortgage

Document Number	558830114
Date	Apr 12, 2018
Book Page	055883/000114

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,300 (+6.81%) Land $150,000 Building $308,300	$458,300 (-) Land $150,000 Building $308,300
2025	$461.00 (+21.64%)	$429,067 (+15.78%)	$458,300 (+23.66%) Land $150,000 Building $308,300
2024	$379.00 (+9.22%)
2023		$370,600 Land $150,000 Building $220,600	$370,600 Land $150,000 Building $220,600
2022	$347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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