Clay County property record for 19004 Windward Ct, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,473 sqft · built 1991 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,600 (Mar 2016) |
| Tax Bill | $5,387 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-301-00-02-005.00 |
| Primary APN | 05-301-00-02-005.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,473 sqft Living Area |
| Gross Area | 3,079 sqft |
| 1st Floor Area | 1,473 sqft |
| Basement Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 134,165 sqft |
| Lot Dimensions | 462 ft deep x 278 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
|---|---|
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 19004 WINDWARD CT |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRADEWINDS OF WESTBAY 3RD PLAT LT 35 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 02 |
| Legal Subdivision | TRADEWINDS OF WEST |
| Legal Lot Number | 35 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 21900 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19004 WINDWARD CT, SMITHVILLE, MO 64089-8683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on File |
| Deed Sale | Mar 1, 2016 · Amount on File |
| Prior Sale | Mar 25, 2013 |
| Deed Document Number | 20166092 |
| Deed Book / Page | 7663 / 120 |
| Prior Transfer Date | Jan 22, 2013 |
| Prior Transfer Doc | 0000010635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 19004 WINDWARD CT, SMITHVILLE, MO 64089-8683 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | PLATINUM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 19004 WINDWARD CT, SMITHVILLE, MO 64089-8683 |
| Document Number | 0000029337 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 10050/93 |
| Instrument | 2025029337 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 19004 WINDWARD CT, SMITHVILLE, MO 64089-8683 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0000030634 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 9673/117 |
| Instrument | 2023030634 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 19004 WINDWARD CT, SMITHVILLE, MO 64089-8683 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 19004 WINDWARD CT, SMITHVILLE, MO 64089-8683 |
| Document Number | 0000045422 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 9208/137 |
| Instrument | 2021045422 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,387.00 (+63.34%) | $75,700 (+58.47%) | $398,421 (+58.47%) |
| 2023 | $3,298.00 (+9.6%) | $47,770 (+13.82%) | $251,421 (+13.82%) |
| 2022 | $3,009.00 (+6.55%) | $41,970 | |
| 2021 | $220,894 | ||
| 2019 | $2,824.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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