19004 Mountainview Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19004 Mountainview Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,714 sqft · built 1998
Lot Size	0.463 acres (20,186 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (May 2015)
Tax Bill	$11,893 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-752-06`

Property Details

APN / Parcel Number

Primary APN	`001-752-06`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,714 sqft Heated Area
Gross Area	7,512 sqft
1st Floor Area	2,522 sqft
Upper Floors Area	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Material	Wood
Lot Area	20,186 sqft (0.463 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	234 sqft
Patio Area	556 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-752-06
Street Address	19004 MOUNTAINVIEW DR
City	CORNELIUS
State	NC
Zip	28031-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L23 M11-243
Legal Subdivision	MOUNTAIN VIEW BEACH
Legal Lot Number	23
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1019
Census Tract	6218

Owner

19004 Mountainview Dr is owned and occupied by an individual who acquired it in January 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	19004 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COGENT BANK
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2015 · Amount on File
Deed Sale	May 4, 2015 · Amount on File
Deed Document Number	0000053790
Deed Book / Page	029945 / 000155
Last Transfer Date	Jan 29, 2021
Transfer Doc	0000018509
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19004 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19004 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Investor	Possibly a Property Investor

Mortgage

Document Number	0000117463
Date	Jun 16, 2021
Book Page	36187/265
Instrument	2021117463

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 29, 2021
Property Address	19004 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Document Number	0000018509
Book / Page	35614 / 802
Map Reference	MB 11 PG 243
Instrument Date	Jan 20, 2021
Instrument	2021018509
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19004 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614

Mortgage

Document Number	0000018510
Date	Jan 29, 2021
Instrument	2021018510

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19004 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Document Number	0000024094
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19004 MOUNTAINVIEW DR CORNELIUS NC 280317614, CORNELIUS, NC 28031-7614

Mortgage

Document Number	0000024094
Date	Mar 1, 2018
Book Page	032499/000311
Instrument	24094

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 19004 Mountainview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19004 Mountainview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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