19004 Cedar Ln, Lutz, FL 33548 Property Records

Hillsborough County property record for 19004 Cedar Ln, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1974
Lot Size	0.706 acres (30,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Apr 2019)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013403-0428`

Property Details

APN / Parcel Number

Primary APN	`013403-0428`
Alternative APN	`U1027180IS000000000140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,771 sqft (0.706 acres)
Lot Dimensions	215 ft deep x 126 ft wide
View / Lot	Pond

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	542 sqft
Patio Area	496 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0134030428
Street Address	19004 CEDAR LN
City	LUTZ
State	FL
Zip	33548-4972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-4
Legal Description	CYPRESS PARK LOT 14
Legal Range	18E
Legal Township	27S
Legal Section	10
Legal Subdivision	CYPRESS PARK
Legal Tract	IS
Legal Lot Number	14
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2010
Census Tract	11103

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19004 CEDAR LN, LUTZ, FL 33548-4972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MTG
Apr 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	2019139857
Deed Book / Page	26517 / 896
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	19004 CEDAR LN, LUTZ, FL 33548-4972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0269071661
Date	Aug 28, 2019
Book Page	26907/1661
Instrument	2019373547

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	19004 CEDAR LN, LUTZ, FL 33548-4972
Document Number	0000397087
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19004 CEDAR LN LUTZ FL 335484972, LUTZ, FL 33548-4972

Mortgage

Document Number	0000397087
Date	Sep 25, 2020
Instrument	397087

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 3, 2019
Property Address	19004 CEDAR LN, LUTZ, FL 33548-4972
Document Number	0265170896
Book / Page	026517 / 000896
Instrument Date	Apr 3, 2019
Instrument	139857
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$630.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19004 CEDAR LN LUTZ FL 335484972, LUTZ, FL 33548-4972

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,490 (+2.7%)	$344,989 (-0.81%) Land $161,996 Building $182,993
2025	$4,033.00 (+8.82%) Homeowner's exemption Widower's exemption	$240,983 (+5.99%)	$347,814 (+20.77%) Land $161,996 Building $185,818
2024	$3,706.00 (+3.72%)
2023	$3,573.00 (+3%) Homeowner's exemption Widower's exemption	$227,370 (+3.3%)	$287,996 (-4.58%) Land $121,497 Building $166,499
2022	$3,469.00 Homeowner's exemption Widower's exemption	$220,102	$301,829 Land $121,497 Building $180,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	13 (1988–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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