19003 Stedwick Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 19003 Stedwick Dr, Gaithersburg, MD 20886

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,752 sqft · built 1969
Lot Size	0.044 acres (1,925 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jan 2022)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00812000`

Property Details

APN / Parcel Number

Primary APN	`09-00812000`
Alternative APN	`00812000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	754 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,925 sqft (0.044 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00812000
Street Address	19003 STEDWICK DR
City	MONTGOMERY VILLAGE
State	MD
Zip	20886-3959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TLD
Legal Description	STEDWICK SEC 2-C 860 2/017 MV
Legal Subdivision	STEDWICK MV TWNHS
Legal Block	4
Legal Lot Number	88
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4003
Census Tract	700813

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19003 STEDWICK DR, MONTGOMERY VILLAGE, MD 20886-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 31, 2022	Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Dec 9, 1988 · Amount on Record
Deed Book / Page	65154 / 209
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19003 STEDWICK DR, GAITHERSBURG, MD 20886-3959
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19003 STEDWICK DR, MONTGOMERY VILLAGE, MD 20886-3959

Mortgage

Document Number	0676330385
Date	Dec 21, 2023
Book Page	67633/385

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19003 STEDWICK DR, GAITHERSBURG, MD 20886-3959
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19003 STEDWICK DR, MONTGOMERY VILLAGE, MD 20886-3959

Mortgage

Document Number	0672140212
Date	Jul 24, 2023
Book Page	67214/212

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 31, 2022
Property Address	19003 STEDWICK DR, GAITHERSBURG, MD 20886-3959
Document Number	0651540209
Book / Page	65154 / 209
Map Reference	MB 84 PL 8797
Instrument Date	Jan 24, 2022
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	19003 STEDWICK DR, MONTGOMERY VILLAGE, MD 20886-3959

Mortgage

Document Number	0065154215
Date	Jan 31, 2022
Instrument	65154/215

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,800 (+6.3%) Land $120,000 Building $227,800	$347,800 (-) Land $120,000 Building $227,800
2025	$4,202.00 (+52.3%)	$327,200 (+14.41%)	$347,800 (+21.61%) Land $120,000 Building $227,800
2023		$286,000 Land $120,000 Building $166,000	$286,000 Land $120,000 Building $166,000
2022	$2,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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