1900 Windcrest Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1900 Windcrest Dr, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,710 sqft · built 2007
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Feb 2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2017 Line of Credit + 9 more
APN	`03-02-0-202-003`

Property Details

APN / Parcel Number

Primary APN	`03-02-0-202-003`

Interior

Stories	2 Stories
Building Area	1,710 sqft Living Area
Gross Area	4,260 sqft
Attic Area	760 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	46,609 sqft (1.07 acres)
Garage Area	1,744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Patio Area	760 sqft
Canopy	3,000 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1900 WINDCREST DR
City	O FALLON
State	IL
Zip	62269-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINAL PLAT MANORS AT CRESTWOOD FOREST PH 1 LOT 9 A02735507
Legal Subdivision	MANORS/CRESTWOOD FOREST PH 01
Legal Phase	1
Legal Lot Number	9
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3004
Census Tract	503404

Owner

Source: St. Clair County records · APN 03-02-0-202-003

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 06, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Nov 03, 2017	Warranty Deed, Subdivision Related Transfer REGIONS MTG
Oct 13, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK
Oct 10, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK
May 02, 2017	Loan Modification, Mortgage FIRST CNTY BK
Apr 26, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK
Apr 18, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK
Apr 18, 2017	Loan Modification, Mortgage FIRST CNTY BK
Apr 18, 2017	Loan Modification, Mortgage FIRST CNTY BK
Apr 15, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2022 · Amount on Record
Deed Sale	Feb 04, 2022 · Amount on Record
Prior Sale	Nov 03, 2017 · Amount on Record
Deed Document Number	A02735507
Record Updated	Jun 07, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 04, 2022
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	0A02735507
Map Reference	PL 107 PG 32
Instrument Date	Jan 28, 2022
Instrument	A02735507
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5861 WASHINGTON BLVD, SAINT LOUIS, MO 63112-1668

Mortgage

Document Number	0A02735508
Date	Feb 04, 2022
Instrument	A02735508

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2562777
Instrument Date	Dec 06, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1900 WINDCREST DR O FALLON IL 622696214, O FALLON, IL 62269-6214

Mortgage

Document Number	00A2562777
Date	Dec 26, 2017
Instrument	2562777

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 03, 2017
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2557394
Instrument Date	Nov 02, 2017
Instrument	2557394
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 03, 2018
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$922.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1900 WINDCREST DR O FALLON IL 622696214, O FALLON, IL 62269-6214

Mortgage

Document Number	A2557395
Date	Nov 03, 2017
Instrument	2557395

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 02, 2042

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2560979
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1506 WILLIAM LN SWANSEA IL 622262433, SWANSEA, IL 62226-2433

Mortgage

Document Number	00A2560979
Date	Dec 11, 2017
Instrument	2560979

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2559461
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2559461
Date	Nov 27, 2017
Instrument	2559461

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 26, 2018

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2537848
Instrument Date	May 02, 2017
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537848
Date	May 25, 2017
Instrument	2537848

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 24, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2537991
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537991
Date	May 26, 2017
Instrument	2537991

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 25, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2537838
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537838
Date	May 25, 2017
Instrument	2537838

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 24, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2551385
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2551385
Date	Sep 13, 2017
Instrument	2551385

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 12, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2558983
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1506 WILLIAM LN SWANSEA IL 622262433, SWANSEA, IL 62226-2433

Mortgage

Document Number	00A2558983
Date	Nov 20, 2017
Instrument	2558983

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	1900 WINDCREST DR, O FALLON, IL 62269-6214
Document Number	00A2537989
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537989
Date	May 26, 2017
Instrument	2537989

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 25, 2018

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$228,251 Land $36,082 Building $192,169	$684,753 Land $108,246 Building $576,507

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force 7 of 7 on primary residences
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.