1900 Wales Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1900 Wales Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,610 sqft · built 1996
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$259,900 (Aug 2015)
Tax Bill$5,049 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APNA972001925

Property Details

APN / Parcel Number

Primary APNA972001925
Alternative APN
  • 2-0098-7651-00-0001.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,644 sqft Living Area
Gross Area4,750 sqft
1st Floor Area1,389 sqft
Basement Area1,293 sqft
Finished Basement1,034 sqft
Unfinished Basement259 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area17,860 sqft (0.41 acres)
Garage TypeAttached
Garage Area847 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area330 sqft
Patio Area530 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA972001925
Street Address1900 WALES DR
CityO FALLON
StateMO
Zip63366-4359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHGROVE PL #1 LOT 1
Legal SubdivisionHIGHGROVE PL #1
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2006
Census Tract311604

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1900 WALES DR, O FALLON, MO 63366-4359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2015 · Amount on Record
Deed SaleAug 11, 2015 · Amount on Record
Prior SaleNov 25, 2009 · Amount on Record
Deed Document Number2015531680
Deed Book / Page6403 / 1248
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1900 WALES DR, O FALLON, MO 63366-4359
Transaction TypeMortgage
Record UpdatedJun 7, 2023
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 WALES DR, O FALLON, MO 63366-4359

Mortgage

Document Number0000019940
DateMay 25, 2023
Instrument2023R-019940
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 15, 2038

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,774 (-)$414,601 (-) Land $65,000 Building $349,601
2025$5,049.00$78,774 (+8.26%)$414,601 (+8.26%) Land $65,000 Building $349,601
2023$72,763
2022$382,963 Land $50,000 Building $332,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Gateway Fiber.

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