1900 W US Hwy 64, Murphy, NC 28906 Property Records

Cherokee County property record for 1900 W US Hwy 64, Murphy, NC 28906

Property Summary

Property Type	Office Building
Details	4,242 sqft · built 2006
Lot Size	0.98 acres (42,689 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Mar 2021)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`458108796087000`

Property Details

APN / Parcel Number

Primary APN	`458108796087000`
Alternative APN	`54166`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	4,242 sqft Heated Area
Upper Floors Area	1,800 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	90 ft deep x 208 ft wide
Porch	Enclosed Porch
Porch Area	42 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54166
Street Address	1900 W US HIGHWAY 64
City	MURPHY
State	NC
Zip	28906-3800
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	FR VETTEN 1198/314 1206/339 1300/773
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3011
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1900 W US HIGHWAY 64, MURPHY, NC 28906-3800
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Dec 9, 2005 · Amount on Record
Deed Document Number	1822
Deed Book / Page	1675 / 804
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 19, 2021
Property Address	1900 W US HIGHWAY 64, MURPHY, NC 28906-3800
Document Number	001675/804
Book / Page	1675 / 804
Instrument Date	Mar 16, 2021
Instrument	1822
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1494 CARDINAL RD, MURPHY, NC 28906-3271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 W US HIGHWAY 64, MURPHY, NC 28906-3800

Mortgage

Document Number	0001675806
Date	Mar 19, 2021
Instrument	1675/806

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 19, 2041

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00	$515,180 (-)	$515,180 (-) Land $95,390 Building $419,790
2023		$515,180	$515,180 Land $95,390 Building $419,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable · Fiber in parts of the area	500 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W US Hwy 64

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