1900 Thunder Ridge Rd, Afton, VA 22920 Property Records

Albemarle County property record for 1900 Thunder Ridge Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,641 sqft · built 1985
Lot Size	23.1 acres (1,008,414 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Dec 2022)
Tax Bill	$8,882 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08500-00-00-003B0`

Property Details

APN / Parcel Number

Primary APN	`08500-00-00-003B0`
Alternative APN	`35338`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,641 sqft Finished Area
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,008,414 sqft (23.1 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Garage Area	1,408 sqft

Exterior Amenities

Porch	Slab
Porch Area	153 sqft
Deck Area	30 sqft
Patio Area	282 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1900 THUNDER RIDGE RD
City	AFTON
State	VA
Zip	22920-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE TRACT B
Legal Tract	B
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3047
Census Tract	11201

Owner

1900 Thunder Ridge Rd is owned and occupied by an individual who bought it in December 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1900 THUNDER RIDGE RD, AFTON, VA 22920-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Document Number	202213695
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 15, 2022
Property Address	1900 THUNDER RIDGE RD, AFTON, VA 22920-2010
Document Number	202200013695
Map Reference	MB 2431 PG 314
Instrument Date	Dec 2, 2022
Instrument	202200013695
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1900 THUNDER RIDGE RD, AFTON, VA 22920-2010

Mortgage

Document Number	202200013696
Date	Dec 15, 2022
Instrument	202200013696

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1900 Thunder Ridge Rd was $8,882, up 16.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,882.00 (+16.7%)	$993,500 Land $400,100 Building $593,400	$993,500 Land $400,100 Building $593,400
2025	$7,611.00
2023	$6,822.00	$798,900 Land $320,700 Building $478,200	$798,900 Land $320,700 Building $478,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1900 Thunder Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 Thunder Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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