Effingham County property record for 1900 Sunset Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,627 sqft · built 1995 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $240,000 (Nov 2015) |
| Tax Bill | $8,029 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-025-030 |
| Primary APN | 11-07-025-030 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 2,627 sqft Base Area |
| 1st Floor Area | 2,627 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1900 SUNSET AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 LA-PASADA ESTATES SUNSET POINT SUB 3254/292 3160/219 2752/243 1633/70 1549/54 1195/282 1114/348 |
| Legal Subdivision | LA-PASADA ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 950800 |
1900 Sunset Ave is held in a trust since November 2016.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4037 ASHWOOD PARK CT, NAPERVILLE, IL 60564-1111 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2015 · Amount on File |
| Deed Sale | Nov 5, 2015 · Amount on File |
| Prior Sale | Aug 24, 2011 · Amount on File |
| Deed Document Number | 20151504818 |
| Deed Book / Page | 3160 / 219 |
| Last Transfer Date | Nov 1, 2016 |
| Transfer Doc | 3254/292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1900 SUNSET AVE, EFFINGHAM, IL 62401-4321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3732/252 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 3732/252 |
| Instrument | 202121005206 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
The 2025 property tax bill for 1900 Sunset Ave was $8,029, down 7.7% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,029.00 (-7.69%) | $138,540 (+1%) Land $19,100 Building $119,440 | $415,620 (+1%) Land $57,300 Building $358,320 |
| 2024 | $8,698.00 | $125,940 Land $17,360 Building $108,580 | $377,820 Land $52,080 Building $325,740 |
| 2022 | $6,723.00 | $105,530 Land $14,550 Building $90,980 | $316,590 Land $43,650 Building $272,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1900 Sunset Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1900 Sunset Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Wisper ISP.
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