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1900 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1900 State St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property TypeMixed Use Store/Office
Details6,788 sqft · built 1987
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on File
Last Sale$370,000 (Feb 2019)
Tax Bill$16,833 (2025)
Deeds & MortgagesApr 2022 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.55-3-1.11

Property Details

APN / Parcel Number

Primary APN421500 60.55-3-1.11
Alternative APN
  • 150006005500030010110000

Interior

Units2 Units
Stories1 Story
Building Area6,788 sqft Gross Area
Basement Area1,488 sqft
Unfinished Basement1,488 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2009
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions150 ft deep x 179 ft wide
Shed1 Shed
Canopy528 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1900 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2123
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal Description2, 11, 12 1 BLOCK AND GAR
Legal SubdivisionREVISED MAP OF HENRYS WEEKS PROPERTY
Legal Block3
Legal Lot Number1.011
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3002
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.55-3-1.11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address106 CANTERBURY DR, SAUGERTIES, NY 12477-8705
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2022Deed of Trust, Mortgage · Commercial Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Feb 15, 2019Grant Deed, Transfer · Conventional Mortgage
WALLACE R & ROBERT WINSTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2019 · Amount on Record
Deed SaleFeb 15, 2019 · Amount on Record
Deed Document Number20196980
Deed Book / Page2005 / 704
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1900 STATE ST, SCHENECTADY, NY 12304-2123
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyTRUE TITLE SERVICES LLC, ATRIUM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 STATE ST, SCHENECTADY, NY 12304-2123

Mortgage

Document Number0000018247
DateApr 08, 2022
Book Page5217/530
Instrument202218247
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
TypeNon-Lending Institution
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 15, 2019
Property Address1900 STATE ST, SCHENECTADY, NY 12304-2123
Document Number0000006980
Book / Page002005 / 000704
Instrument DateFeb 13, 2019
Instrument6980
Transaction TypeTransfer
Record UpdatedMar 05, 2019
Title CompanyAAA TITLE AGENCY INC, AAA TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address106 CANTERBURY DR SAUGERTIES NY 124778705, SAUGERTIES, NY 12477-8705

Mortgage

Document Number6981
DateFeb 15, 2019
Book Page004895/000321
Instrument6981
Lender
NameWALLACE R & ROBERT WINSTON
Address123 STAFFORD LN, NISKAYUNA, NY 12309-2931
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueFeb 14, 2022

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,833.00 (+5.2%)$394,700 (-) Land $40,600 Building $354,100$653,585 (+30.82%) Land $67,230 Building $586,355
2023$394,700 (-) Land $40,600 Building $354,100$499,620 (+3.8%) Land $51,392 Building $448,228
2022$394,700 Land $40,600 Building $354,100$481,341 Land $49,512 Building $431,829
2021$16,001.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 432 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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