1900 State Rte 260, Overgaard, AZ 85933 Property Records

Navajo County property record for 1900 State Rte 260, Overgaard, AZ 85933

Property Summary

Property Type	Retail Store
Details	1,200 sqft · built 1987
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Feb 2026)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-06-027`

Property Details

APN / Parcel Number

Primary APN	`206-06-027`

Interior

Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1900 STATE ROUTE 260
City	OVERGAARD
State	AZ
Zip	85933-5383
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	C-R
Legal Description	TIMBERLAKES PINES #3 LOT C15 LESS HWY R/W
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKES PINES #3
Legal Lot Number	C15
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1055
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1900 ARIZONA HIGHWAY 260, HEBER, AZ 85928-9512
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · SBA Mortgage THE BANCORP BANK
Dec 1, 2021	Warranty Deed, Transfer · Commercial Mortgage NEWTEK SMALL BUSINESS FINANCE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	20262277
Prior Transfer Date	Oct 23, 2012
Prior Transfer Doc	0000018262
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 20, 2026
Property Address	1900 STATE ROUTE 260, OVERGAARD, AZ 85933-5383
Document Number	0000002277
Map Reference	MB 9 PG 38
Instrument Date	Feb 18, 2026
Instrument	2026-02277
Transaction Type	Transfer
Record Updated	Mar 2, 2026
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1690, OVERGAARD, AZ 85933-1690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 ARIZONA HIGHWAY 260, HEBER, AZ 85928-9512

Mortgage

Document Number	0000002278
Date	Feb 20, 2026
Instrument	2026-02278

Lender

Name	THE BANCORP BANK
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 1, 2021
Property Address	1900 STATE ROUTE 260, OVERGAARD, AZ 85933-5383
Document Number	0000027053
Map Reference	MB 9 PG 38
Instrument Date	Nov 30, 2021
Instrument	2021-27053
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 STATE ROUTE 260, 1900, OVERGAARD, AZ 85933-5383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 STATE ROUTE 260, OVERGAARD, AZ 85933-5383

Mortgage

Document Number	0000027054
Date	Dec 1, 2021
Instrument	2021-27054

Lender

Name	NEWTEK SMALL BUSINESS FINANCE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$96,808 (-14.75%) Land $10,232 Building $86,576
2025	$1,168.00 (-1.85%)	$20,441 Land $1,535 Building $18,906	$113,558 Land $8,527 Building $105,031
2023	$1,190.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

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