Monroe County property record for 1900 Staples Ave, Key West, FL 33040
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 2 bd · 1,749 sqft · built 1948 |
| Lot Size | 0.072 acres (3,156 sqft) |
| Owner | Individual Name on File |
| Last Sale | $995,000 (Oct 2025) |
| Tax Bill | $3,399 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00045240-000000 |
| Primary APN | 00045240-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,749 sqft Total Area |
| 1st Floor Area | 1,749 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,156 sqft (0.072 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 218 sqft |
| Deck Area | 316 sqft |
| Patio Area | 316 sqft |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|
| Account Number | 1045837 |
|---|---|
| Old Parcel Number | 01010100045240000000 |
| Street Address | 1900 STAPLES AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3644 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | KW KW REALTY COS FIRST SUB PB1-43 THE SWLY 31.23 FT OF LOT 14 SQR 2 TR 21 OR57-256 OR575-755 OR1176-2177 OR2831-1362 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | KEY WEST REALTY CO FIRST SUB |
| Legal Tract | 21 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 972200 |
1900 Staples Ave, a commercial property, is owned by an individual who bought it in October 2025.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2320 PATTERSON AVE, KEY WEST, FL 33040-3816 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Deed Document Number | 2518936 |
| Deed Book / Page | 3349 / 1540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 1900 STAPLES AVE, KEY WEST, FL 33040-3644 |
| Document Number | 0033491540 |
| Book / Page | 3349 / 1540 |
| Map Reference | MB 1 PG 43 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2518936 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,965.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 REAGAN LN, HUNTSVILLE, AL 35811-9090 |
| Name | Verified Name |
|---|---|
| Address | 2320 PATTERSON AVE, KEY WEST, FL 33040-3816 |
| Document Number | 0033491546 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 3349/1546 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $637,542 (+60.37%) Land $374,448 Building $263,094 | $637,542 (+55.63%) Land $374,448 Building $263,094 | |
| 2024 | $3,399.00 (+3.66%) Homeowner's exemption | $397,549 (-0.58%) | $409,657 (-1.12%) Land $170,204 Building $239,453 |
| 2023 | $3,279.00 (+15.5%) Homeowner's exemption | $399,855 (+26.71%) | $414,287 (+31.28%) Land $170,204 Building $244,083 |
| 2022 | $2,839.00 Homeowner's exemption | $315,568 Land $71,485 Building $244,083 | $315,568 Land $71,485 Building $244,083 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1900 Staples Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 142 units insured incl. 10 condo units |
| Nearby Flood Claims | 247 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1900 Staples Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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