1900 Staples Ave, Key West, FL 33040 Property Records

Monroe County property record for 1900 Staples Ave, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial/Industrial
Details2 bd · 1,749 sqft · built 1948
Lot Size0.072 acres (3,156 sqft)
OwnerIndividual Name on File
Last Sale$995,000 (Oct 2025)
Tax Bill$3,399 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00045240-000000

Property Details

APN / Parcel Number

Primary APN00045240-000000
Alternative APNs
  • 01010100045240000000
  • 1045837

Interior

Bedrooms2 Beds
Stories2 Stories
Building Area1,749 sqft Total Area
1st Floor Area1,749 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2003
Exterior MaterialOther
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,156 sqft (0.072 acres)

Exterior Amenities

PorchOpen Porch
Porch Area218 sqft
Deck Area316 sqft
Patio Area316 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1045837
Old Parcel Number01010100045240000000
Street Address1900 STAPLES AVE
CityKEY WEST
StateFL
Zip33040-3644
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Commercial/Industrial
Legal DescriptionKW KW REALTY COS FIRST SUB PB1-43 THE SWLY 31.23 FT OF LOT 14 SQR 2 TR 21 OR57-256 OR575-755 OR1176-2177 OR2831-1362
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST REALTY CO FIRST SUB
Legal Tract21
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3016
Census Tract972200

Owner

1900 Staples Ave, a commercial property, is owned by an individual who bought it in October 2025.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address2320 PATTERSON AVE, KEY WEST, FL 33040-3816
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025 · Amount on File
Deed SaleOct 16, 2025 · Amount on File
Deed Document Number2518936
Deed Book / Page3349 / 1540
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 16, 2025
Property Address1900 STAPLES AVE, KEY WEST, FL 33040-3644
Document Number0033491540
Book / Page3349 / 1540
Map ReferenceMB 1 PG 43
Instrument DateOct 10, 2025
Instrument2518936
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,965.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 REAGAN LN, HUNTSVILLE, AL 35811-9090

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 PATTERSON AVE, KEY WEST, FL 33040-3816

Mortgage

Document Number0033491546
DateOct 16, 2025
Instrument3349/1546
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$637,542 (+60.37%) Land $374,448 Building $263,094$637,542 (+55.63%) Land $374,448 Building $263,094
2024$3,399.00 (+3.66%) Homeowner's exemption$397,549 (-0.58%)$409,657 (-1.12%) Land $170,204 Building $239,453
2023$3,279.00 (+15.5%) Homeowner's exemption$399,855 (+26.71%)$414,287 (+31.28%) Land $170,204 Building $244,083
2022$2,839.00 Homeowner's exemption$315,568 Land $71,485 Building $244,083$315,568 Land $71,485 Building $244,083

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1900 Staples Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 132 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies142 units insured
incl. 10 condo units
Nearby Flood Claims247 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 142 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1900 Staples Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Staples Ave

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