1900 Sandpiper St, Naples, FL 34102 Property Records

Collier County property record for 1900 Sandpiper St, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details2,547 sqft · built 1997
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$3,900,000 (Jan 2022)
Tax Bill$28,850 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2022 Sale
+ 5 more
Flood ZoneZone AE (high risk)
APN128200 9 65A10

Property Details

APN / Parcel Number

Primary APN128200 9 65A10
Alternative APNs
  • 18315040006034100965
  • 18315040006

Interior

Stories1 Story
Building Area2,547 sqft Living Area
1st Floor Area2,547 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Construction TypeWood
Lot Area10,890 sqft (0.25 acres)
View / LotWaterfront
Pool Area420 sqft
Deck Area776 sqft
Boat AccessBoat Access

Location & Zoning

Street Address1900 SANDPIPER ST
CityNAPLES
StateFL
Zip34102-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionROYAL HARBOR UNIT 1 BLK 9 LOT 6
Legal Range25
Legal Township50
Legal Section10
Legal SubdivisionROYAL HARBOR UNIT 1
Legal Tract128200
Legal Block9
Legal Lot Number6
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1015
Census Tract600

Owner

Source: Collier County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5705 MANCHESTER HILLS DR SE, GRAND RAPIDS, MI 49546-9036
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Jan 5, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Sep 22, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA
Dec 26, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND
Dec 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Dec 12, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2022 · Amount on Record
Deed SaleJan 5, 2022 · Amount on Record
Prior SaleSep 22, 2020 · Amount on Record
Deed Document Number20226185190
Deed Book / Page6066 / 3815
Prior Transfer DateNov 10, 2003
Prior Transfer Doc3455002192
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1900 SANDPIPER ST, NAPLES, FL 34102-1504
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 MANCHESTER HILLS DR SE, GRAND RAPIDS, MI 49546-9036

Mortgage

Document Number0061081927
DateApr 6, 2022
Book Page6108/1927
Instrument6231616
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.45%
Type Change DateApr 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.45%
IndexOther
Margin3
Max Rate7.45%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 5, 2022
Property Address1900 SANDPIPER ST, NAPLES, FL 34102-1504
Document Number0060663815
Book / Page6066 / 3815
Map ReferenceMB 3 PG 56
Instrument DateDec 22, 2021
Instrument6185190
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$27,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 BAYFRONT DR # 2510, 221, MOUNT PLEASANT, SC 29464-1823

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 MANCHESTER HILLS DR SE, GRAND RAPIDS, MI 49546-9036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1900 SANDPIPER ST, NAPLES, FL 34102-1504
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 SANDPIPER ST, NAPLES, FL 34102-1504

Mortgage

Document Number0059620899
DateJun 10, 2021
Book Page5962/899
Instrument6074985
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 22, 2020
Property Address1900 SANDPIPER ST, NAPLES, FL 34102-1504
Document Number0058192102
Book / Page5819 / 2102
Map ReferenceMB 3 PG 56
Instrument DateSep 18, 2020
Instrument5926990
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyPARADISE COAST T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1212 12TH AVE N, 1212, NAPLES, FL 34102-5236

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 SANDPIPER ST, NAPLES, FL 34102-1504

Mortgage

Document Number0058192104
DateSep 22, 2020
Instrument5819/2104
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1900 SANDPIPER ST, NAPLES, FL 34102-1504
Document Number0057152982
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 SANDPIPER ST NAPLES FL 341021504, NAPLES, FL 34102-1504

Mortgage

Document Number0057152982
DateJan 10, 2020
Book Page005715/002982
Instrument5813991
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 9, 2050
Interest
Rate TypeAdjustable Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1900 SANDPIPER ST, NAPLES, FL 34102-1504
Document Number0055820606
Instrument DateDec 12, 2018
Transaction TypeMortgage
Record UpdatedJan 2, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 SANDPIPER ST NAPLES FL 341021504, NAPLES, FL 34102-1504

Mortgage

Document Number0055820606
DateDec 18, 2018
Book Page005582/000606
Instrument5650077
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2048
Interest
Rate TypeAdjustable Rate
Rate4.49%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1900 SANDPIPER ST, NAPLES, FL 34102-1504
Document Number0055872967
Instrument DateDec 12, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 SANDPIPER ST NAPLES FL 341021504, NAPLES, FL 34102-1504

Mortgage

Document Number0055872967
DateJan 7, 2019
Book Page005587/002967
Instrument5656944
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 6, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,763,541 (-8.51%) Land $1,755,000 Building $1,008,541$2,763,541 (-8.51%) Land $1,755,000 Building $1,008,541
2025$28,850.00 (+1.24%)$3,020,564 (+10.1%) Land $2,246,400 Building $774,164$3,020,564 (-5.33%) Land $2,246,400 Building $774,164
2024$28,498.00 (-0.62%)
2023$28,677.00 (+11.57%)$2,743,480 (+1%)$3,190,457 (+27.92%) Land $2,268,000 Building $922,457
2022$25,704.00$2,494,073 Land $1,655,640 Building $838,433$2,494,073 Land $1,655,640 Building $838,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 406 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies961 units insured
incl. 555 condo units
Nearby Flood Claims440 (1980–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 65 claims
  • Hurricane Ian, Oct 2022 · 160 claims
  • Hurricane Ian, Sep 2022 · 152 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband, Verizon.

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