1900 S Phillip Dr, Muncie, IN 47302 Property Records

Delaware County property record for 1900 S Phillip Dr, Muncie, IN 47302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1962
Lot Size	0.199 acres (8,690 sqft)
Owner	Individual Name on Record
Last Sale	$109,725 (Feb 2023)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`18-11-20-129-001.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-20-129-001.000-003`
Alternative APN	`1120129001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,690 sqft (0.199 acres)
Lot Dimensions	1,100 ft deep x 790 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 20 129 001 000
Street Address	1900 S PHILLIP DR
City	MUNCIE
State	IN
Zip	47302-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKFIELD TERRACE SEC C LOT 52
Legal Subdivision	BROOKFIELD TERRACE SECTION C
Legal Lot Number	52
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3037
Census Tract	500

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1900 S PHILLIP DR, MUNCIE, IN 47302-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Sep 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Sep 15, 2022
Deed Document Number	20232563
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Feb 9, 2023
Property Address	1900 S PHILLIP DR, MUNCIE, IN 47302-2035
Document Number	2023R02563
Map Reference	PB11PG7-8
Instrument Date	Feb 7, 2023
Instrument	2023R02563
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	NOT AVAILABLE, MUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 S PHILLIP DR, MUNCIE, IN 47302-2035

Mortgage

Document Number	2023R02564
Date	Feb 9, 2023
Instrument	2023R02564

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 15, 2022
Property Address	1900 S PHILLIP DR, MUNCIE, IN 47302-2035
Document Number	2022R14274
Map Reference	PB11PG7-8
Instrument Date	Sep 13, 2022
Instrument	2022R14274
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WARREN AVE, MONTPELIER, IN 47359-1067

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+21.42%)	$108,600 (+2%) Land $12,600 Building $96,000	$108,600 (+2%) Land $12,600 Building $96,000
2024	$1,886.00 (-2.18%)
2023	$1,928.00 (+148.77%)	$90,500 (+16.62%) Land $12,600 Building $77,900	$90,500 (+16.62%) Land $12,600 Building $77,900
2022	$775.00 (+16.19%) Homeowner's exemption	$77,600 Land $12,600 Building $65,000	$77,600 Land $12,600 Building $65,000
2021	$667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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