1900 S 10th St, Waco, TX 76706 Property Records

McLennan County property record for 1900 S 10th St, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,244 sqft · built 1923
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$170,200 (Nov 2014)
Tax Bill$5,508 (2025)
Deeds & MortgagesNov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-001600-015600-9

Property Details

APN / Parcel Number

Primary APN48-001600-015600-9
Alternative APNs
  • 4800160001560090111
  • 162011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,244 sqft Living Area
1st Floor Area1,244 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1946
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area299 sqft
DrivewayConcrete Driveway
Driveway Area552 sqft
PorchOpen Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1900 S 10TH ST
CityWACO
StateTX
Zip76706-3154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeO2
Legal DescriptionBAGBY LOT 13C 14B BLOCK 10 ACRES .1722
Legal SubdivisionBAGBY
Legal Block10
Legal Lot Number13C
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3008
Census Tract1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 683, JAMUL, CA 91935-0683
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2014 · Amount on Record
Deed SaleNov 24, 2014 · Amount on Record
Deed Document Number201435323
Prior Transfer DateNov 21, 2014
Prior Transfer Doc0000035323
Record UpdatedOct 29, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address1900 S 10TH ST, WACO, TX 76706-3154
Document Number0000041877
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 683 JAMUL CA 919350683, JAMUL, CA 91935-0683

Mortgage

Document Number0000041877
DateDec 19, 2019
Instrument41877
Lender
NameINDEPENDENT BK
TypeBank
AddressWACO, TX 76702
Agreement
AmountAmount Recorded
Term120 Months
DueDec 18, 2029

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,000 (-) Land $245,000$245,000 (-) Land $245,000
2025$5,508.00 (-9.56%)$245,000 (-12.5%) Land $226,880 Building $18,120$245,000 (-12.5%) Land $226,880 Building $18,120
2024$6,090.00 (-2.98%)
2023$280,000 Land $226,880 Building $53,120$280,000 Land $226,880 Building $53,120
2022$6,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Pavlov Media, T-Mobile.

Nearby Properties on S 10th St

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