1900 River Lagoon Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1900 River Lagoon Trce, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,078 sqft · built 2004
Lot Size0.18 acres (7,840 sqft)
OwnerCompany Name on File
Last Sale$278,000 (Aug 2020)
Tax Bill$4,884 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288103-2090

Property Details

APN / Parcel Number

Primary APN288103-2090

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,078 sqft Living Area
Gross Area2,561 sqft
1st Floor Area2,078 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1900 RIVER LAGOON TRCE
CitySAINT AUGUSTINE
StateFL
Zip32092-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 209 OR5005/869
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block1
Legal Lot Number209
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20905

Owner

Source: St. Johns County records · APN 288103-2090

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1900 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage
NAVY FCU
Aug 04, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Nov 02, 2017Warranty Deed, Transfer · Conventional with PMI
FIRSTBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2020 · Amount on Record
Deed SaleAug 04, 2020 · Amount on Record
Prior SaleNov 02, 2017 · Amount on Record
Deed Document Number202063114
Deed Book / Page5005 / 869
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1900 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417

Mortgage

Document Number0055211019
DateMar 23, 2022
Book Page5521/1019
Instrument2022030581
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term481 Months
DueApr 01, 2062

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 04, 2020
Property Address1900 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Document Number0050050869
Book / Page5005 / 869
Map ReferenceMB 47 PG 84-94
Instrument DateJul 31, 2020
Instrument2020063114
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,946.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9813 WILLOW BROOK CIR, 9813, LOUISVILLE, KY 40223-5338

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417

Mortgage

Document Number5005871
DateAug 04, 2020
Instrument5005/871
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 02, 2017
Property Address1900 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Document Number0044580239
Book / Page004458 / 000239
Instrument DateOct 30, 2017
Instrument74615
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1900 RIVER LAGOON TRCE ST AUGUSTINE FL 320922417, ST AUGUSTINE, FL 32092-2417

Mortgage

Document Number44580241
DateNov 02, 2017
Book Page004458/000241
Instrument74616
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$205,286 (+2.7%)$346,426 (-3.4%) Land $85,000 Building $261,426
2025$4,884.00 (+9.14%) Homeowner's exemption$199,889 (+2.9%)$358,621 (-4.42%) Land $90,000 Building $268,621
2024$4,475.00 (+2.01%) Homeowner's exemption$194,256 (+3%)$375,197 (-0.84%) Land $100,000 Building $275,197
2023$4,387.00 (+3.01%) Homeowner's exemption$188,598 (+3%)$378,360 (+7.93%) Land $100,000 Building $278,360
2022$4,259.00 Homeowner's exemption$183,105$350,550 Land $75,040 Building $275,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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