1900 Oak Ln, Provo, UT 84604 Property Records

Utah County property record for 1900 Oak Ln, Provo, UT 84604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,862 sqft · built 1965
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,000 (Sep 2017)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-014-0030`

Property Details

APN / Parcel Number

Primary APN	`48-014-0030`
Alternative APN	`070005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	1 Story
Building Area	2,862 sqft Living Area
Gross Area	5,680 sqft
1st Floor Area	2,868 sqft
Basement Area	1,850 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	070005
Street Address	1900 OAK LN
City	PROVO
State	UT
Zip	84604-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 3, OAK HILLS SUBIDIVISION.
Legal Subdivision	OAK HILLS SUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2015
Census Tract	1701

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 OAK LN, PROVO, UT 84604-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 20, 2017	Warranty Deed, Transfer · ARM FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Jun 4, 1998
Deed Document Number	201792547
Prior Transfer Date	Feb 14, 2009
Prior Transfer Doc	0000020433
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1900 OAK LN, PROVO, UT 84604-2125
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079241
Date	Oct 14, 2025
Instrument	79241:2025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 20, 2017
Property Address	1900 OAK LN, PROVO, UT 84604-2125
Document Number	0000092547
Instrument Date	Sep 20, 2017
Instrument	092547:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	SECURITY TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 NORTH OAK LANE, RANDOLPH, UT 84064

Mortgage

Document Number	0000092564
Date	Sep 20, 2017
Instrument	092564:2017

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,710 (-36.51%)	$1,112,200 (+15.45%) Land $383,400 Building $728,800
2025	$5,309.00 (+0.02%)	$963,400 (+77.9%) Land $348,600 Building $614,800	$963,400 (-2.15%) Land $348,600 Building $614,800
2024	$5,308.00 (-4.87%)
2023	$5,580.00 (-10.89%)	$541,530	$984,600 Land $331,800 Building $652,800
2022	$6,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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