Scotts Bluff County property record for 1900 O St, Gering, NE 69341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 720 sqft · built 1949 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2025) |
| Tax Bill | $2,521 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2017 Mortgage + 2 more |
| APN | 1943-02-0-01021-004-0036 |
| Primary APN | 1943-02-0-01021-004-0036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 720 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1,168 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 1900 O ST |
|---|---|
| City | GERING |
| State | NE |
| Zip | 69341-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | LT 6, BLK 4, GRAND VIEW ADD |
| Legal Range | 55W |
| Legal Township | 21N |
| Legal Section | 2 |
| Legal Subdivision | GRAND VIEW ADD |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | SCOTTS BLUFF NE |
| Township / Civil Division | GERING |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 953900 |
1900 O St is owned and occupied by an individual who bought it in July 2025.
Source: Scotts Bluff County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1900 O ST, GERING, NE 69341-2641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK |
| Sep 29, 2017 | Deed of Trust, Mortgage · ARM PLATTE VALLEY BANK |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on File |
| Deed Sale | Jul 25, 2025 · Amount on File |
| Prior Sale | Feb 15, 2007 · Amount on File |
| Deed Document Number | 20252923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1900 O ST, GERING, NE 69341-2641 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1900 O ST, GERING, NE 69341-2641 |
| Document Number | 0020232145 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023-2145 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBLUFF, NE 69361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 7, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jun 7, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 10.2% |
| Index | 5-Year TN |
| Margin | 3 |
| Max Rate | 14.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1900 O ST, GERING, NE 69341-2641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20175093 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017-5093 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBLUFF, NE 69361 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 28, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 29, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 6.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1900 O ST, GERING, NE 69341-2641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20204437 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-4437 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBLUFF, NE 69361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1900 O ST, GERING, NE 69341-2641 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20201640 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 2020-1640 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBLUFF, NE 69361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 10, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Type Change Date | Apr 10, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 7.45% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.4% |
The 2025 property tax bill for 1900 O St was $2,521.
Source: Scotts Bluff County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Scotts Bluff County |
| Municipality | Gering City |
| Unified School District | Gering Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,480 (+4.42%) Land $17,500 Building $138,980 | $156,480 (+4.42%) Land $17,500 Building $138,980 | |
| 2025 | $2,521.00 | $149,860 Land $17,500 Building $132,360 | $149,860 Land $17,500 Building $132,360 |
| 2023 | $2,290.00 | $106,888 Land $9,100 Building $97,788 | $106,888 Land $9,100 Building $97,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1900 O St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1900 O St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GERING serves 8,500 people · EPA ID NE3115717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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