1900 Neck Rd, Palmer, TX 75152 Property Records

Ellis County property record for 1900 Neck Rd, Palmer, TX 75152

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 3 ba · 3,493 sqft · built 1991
Lot Size	14.4 acres (629,878 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R153065`

Property Details

APN / Parcel Number

Primary APN	`R153065`
Alternative APNs	`00733000000700110` `153065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,493 sqft Gross Area
1st Floor Area	2,220 sqft
2nd Floor Area	925 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	629,878 sqft
Garage Type	Carport
Garage Area	1,500 sqft
Carport	Carport
Carport Area	1,500 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	653 sqft
Deck Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1900 NECK RD
City	PALMER
State	TX
Zip	75152-4305
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	LOT 6-7 PALMER ESTS 14.46 AC
Legal Subdivision	PALMER ESTS
Legal Lot Number	6-7
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2056
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 NECK RD, PALMER, TX 75152-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Aug 29, 2019	Deed of Trust, Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1900 NECK RD, PALMER, TX 75152-4305
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002530442
Date	Sep 11, 2025
Instrument	2530442

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1900 NECK RD, PALMER, TX 75152-4305
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2105069
Date	Feb 3, 2021
Instrument	2105069

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1900 NECK RD, PALMER, TX 75152-4305
Document Number	0000026317
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	CAPITAL TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1900 NECK RD PALMER TX 751524305, PALMER, TX 75152-4305

Mortgage

Document Number	0000026317
Date	Sep 5, 2019
Instrument	26317

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,924 (+9.98%)	$718,579 (+14.06%) Land $312,336 Building $406,243
2025	$3,629.00 (-6.88%) Homeowner's exemption	$359,098 (+13.35%) Land $21,899 Building $337,199	$630,014 (-7.16%) Land $292,815 Building $337,199
2024	$3,897.00 (+17.38%)
2023	$3,320.00 (-23.09%) Homeowner's exemption	$316,792	$678,621 Land $318,120 Building $360,501
2018	$4,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	500 / 200
Wi-Five Broadband Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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