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1900 Isherwood Ter, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1900 Isherwood Ter, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,827 sqft · built 2009
Lot Size3.24 acres (141,134 sqft)
Owner2 Individual Names on Record
Tax Bill$2,706 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN101022-0120

Property Details

APN / Parcel Number

Primary APN101022-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,827 sqft Living Area
Gross Area2,311 sqft
1st Floor Area1,827 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area141,134 sqft (3.24 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area60 sqft
Deck Area400 sqft
Patio Area885 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1900 ISHERWOOD TER
CitySAINT AUGUSTINE
StateFL
Zip32092-9210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description12-43 TRESTLE BAY UT 2 LOT 12 (EX NLY 105FT IN OR1277/1687) OR1393/164
Legal Range29E
Legal Township07S
Legal Section30
Legal SubdivisionTRESTLE BAY UNIT 2
Legal Block1
Legal Lot Number12
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1000
Census Tract21004

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1900 ISHERWOOD TER, SAINT AUGUSTINE, FL 32092-9210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1900 ISHERWOOD TER, SAINT AUGUSTINE, FL 32092-9210
Document Number0049561698
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1900 ISHERWOOD TER ST AUGUSTINE FL 320929210, ST AUGUSTINE, FL 32092-9210

Mortgage

Document Number0049561698
DateJun 4, 2020
Book Page004956/001698
Instrument42966
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 3, 2040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,608 (+2.7%)$554,628 (+17.16%) Land $206,770 Building $347,858
2025$2,706.00 (+16.14%) Homeowner's exemption$189,492 (+2.9%)$473,382 (+13.83%) Land $178,200 Building $295,182
2024$2,330.00 (+1.97%) Homeowner's exemption$184,152 (+3%)$415,881 (-19%) Land $165,240 Building $250,641
2023$2,285.00 (+3.96%) Homeowner's exemption$178,788 (+3%)$513,438 (+51.86%) Land $106,920 Building $406,518
2022$2,198.00 Homeowner's exemption$173,581$338,104 Land $101,606 Building $236,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims67 (1996–2017)
Claims Outside the SFHA9 of 67
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Matthew, Oct 2016 · 31 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
DSL		50 / 10
T-Mobile
Fixed Wireless		25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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