1900 Horseshoe Bend Rd, Erwin, NC 28339 Property Records

Harnett County property record for 1900 Horseshoe Bend Rd, Erwin, NC 28339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 2005
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2026)
Tax Bill	$1,553 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1500056460`

Property Details

APN / Parcel Number

Primary APN	`1500056460`
Alternative APNs	`120575 0022 06` `1500017213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Heated Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Porch	Porch
Porch Area	40 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500056460
Street Address	1900 HORSESHOE BEND RD
City	ERWIN
State	NC
Zip	28339-8568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA30
Legal Description	LOT#5 THE PINES SEC#3 PC#F-411B
Legal Subdivision	PINES THE
Legal Lot Number	5
Jurisdiction	HARNETT NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	2
Census Block	2022
Census Tract	70600

Owner

Source: Harnett County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1900 HORSESHOE BEND RD, ERWIN, NC 28339-8568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Mar 26, 2026	Warranty Deed, Construction Loan · Construction Mortgage JACK LANE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Mar 26, 2026 · Amount on Record
Deed Document Number	202618816
Deed Book / Page	4362 / 2965
Prior Transfer Date	Dec 22, 2008
Prior Transfer Doc	0000000669
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 11, 2026
Property Address	1900 HORSESHOE BEND RD, ERWIN, NC 28339-8568
Document Number	0000018816
Book / Page	4362 / 2965
Instrument Date	Aug 25, 2026
Instrument	202618816
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 HORSESHOE BEND RD, ERWIN, NC 28339-8568

Mortgage

Document Number	0000018817,
Date	Sep 11, 2026
Instrument	202618817

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000018818,
Date	Sep 11, 2026
Book Page	4362/2986
Instrument	202618818

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 26, 2026
Property Address	1900 HORSESHOE BEND RD, ERWIN, NC 28339-8568
Document Number	0000005711
Book / Page	4333 / 1347
Map Reference	CAB F SL 411-B
Instrument Date	Mar 25, 2026
Instrument	2026005711
Transaction Type	Construction Loan
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 HORSESHOE BEND RD, ERWIN, NC 28339-8568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 ASHBORNE CT, WILMINGTON, NC 28405-6417

Mortgage

Document Number	0000005712
Date	Mar 26, 2026
Instrument	2026005712

Lender

Name	JACK LANE
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 31, 2027

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,553.00 (+35.4%)	$209,428 (+42.14%)	$209,428 (+42.14%) Land $29,410 Building $180,018
2025	$1,147.00 (+2.69%)	$147,335 (-)	$147,335 (-) Land $18,100 Building $129,235
2023	$1,117.00	$147,335	$147,335 Land $18,100 Building $129,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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