1900 Ginkgo Ct, Ceres, CA 95307 Property Records

Stanislaus County property record for 1900 Ginkgo Ct, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,125 sqft · built 2004
Lot Size	0.28 acres (12,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Dec 2019)
Tax Bill	$6,568 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-031-036-000`

Property Details

APN / Parcel Number

Primary APN	`069-031-036-000`
Alternative APNs	`0693136000` `0693136`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	3,125 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	12,211 sqft (0.28 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1900 GINKGO CT
City	CERES
State	CA
Zip	95307-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR. PINEHURST NORTH @ EASTGATE #1 BLK 7752 LOT 9
Legal Subdivision	PINEHURST NORTH/EASTGATE 01
Legal Block	7752
Legal Lot Number	9
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1004
Census Tract	3003

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 GINKGO CT, CERES, CA 95307-7120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2019	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Jul 26, 2012 · Amount on Record
Deed Document Number	201986570
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	0000012421
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1900 GINKGO CT, CERES, CA 95307-7120
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 GINKGO CT, CERES, CA 95307-7120

Mortgage

Document Number	0000100228
Date	Oct 27, 2021
Instrument	2021-0100228

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1900 GINKGO CT, CERES, CA 95307-7120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072898
Date	Oct 3, 2017
Instrument	2017-0072898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 9, 2019
Property Address	1900 GINKGO CT, CERES, CA 95307-7120
Document Number	0000086570
Map Reference	MB 41 PG 1
Instrument Date	Dec 2, 2019
Instrument	2019-0086570
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1900 GINKGO CT, CERES, CA 95307-7120

Mortgage

Document Number	0000086571
Date	Dec 9, 2019
Instrument	2019-0086571

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,568.00 (+0.12%)	$529,865 (+2%) Land $117,126 Building $412,739
2025	$6,560.00 (+9.42%)	$519,477 (+4.04%) Land $114,830 Building $404,647
2023	$5,995.00 (+1.08%)	$499,307 Land $110,372 Building $388,935
2022	$5,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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