Berks County property record for 1900 Elder St, Reading, PA 19604 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,793 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,700 (2018) |
| Tax Bill | $4,381.00 (2026) |
| Primary APN | 5318-80-40-0712 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,793 sqft Living Area |
| Gross Area | 3,513 sqft Gross Area |
| 1st Floor | 2,793 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Family Room | Family Room |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 17359800 |
|---|---|
| Street Address | 1900 ELDER ST |
| City | READING |
| State | PA |
| Zip | 19604-1427 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | COLLEGE AVENUE AND ELDER STREET |
| Legal Block | 40 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 600 |
Source: Berks County records · APN 5318-80-40-0712
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1900 ELDER ST, READING, PA 19604-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA INC |
| Sep 25, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 09, 2018 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE CORP/AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2018 · Amount on Record |
| Deed Sale | Apr 09, 2018 · Amount on Record |
| Deed Doc Number | 201811301 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1900 ELDER ST, READING, PA 19604-1427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052401 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021052401 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1900 ELDER ST, READING, PA 19604-1427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042750 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020042750 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITEHALL, PA 18052 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1900 ELDER ST, READING, PA 19604-1427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033278 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018033278 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 09, 2018 |
| Property Address | 1900 ELDER ST, READING, PA 19604-1427 |
| Document Number | 0000011301 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 11301 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,797.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1900 ELDER ST READING PA 196041427, READING, PA 19604-1427 |
| Document Number | 11302 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 11302 |
| Name | MORTGAGE CORP/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | WHITEHALL, PA 18052 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2048 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,381.00 (+6.65%) Homeowner's exemption | $155,200 (-) Land $29,700 Building $125,500 | $29,700 (-80.86%) Land $29,700 |
| 2024 | $4,108.00 | $155,200 Land $29,700 Building $125,500 | |
| 1994 | $155,200 Land $29,700 Building $125,500 |
1900 Elder St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Berks County (42011C), updated February 26, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 43rd in Pennsylvania |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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