1900 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1900 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Duplex
Details	4 ba · 1,030 sqft · built 1950
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Apr 2018)
Tax Bill	$967 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`156P K 001`

Property Details

APN / Parcel Number

Primary APN	`156P K 001`
Alternative APN	`0000094615`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,030 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1964
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	0000094615
Street Address	1900 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1741
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 76 RUOFFS ADDN PB6 PG57 RES USED AS DUPLEX
Legal Subdivision	RUOFFS ADDN
Legal Lot Number	76
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2050
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1812 E 32ND ST, CHATTANOOGA, TN 37407-1755
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MARVIN WOLGAST
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Apr 16, 2018	Warranty Deed, Transfer TITLE SERVICES/TN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	0000000151
Deed Book / Page	011320 / 000301
Last Transfer Date	Jun 23, 2021
Transfer Doc	0000000176
Record Updated	Jun 8, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 23, 2021
Property Address	1900 E 32ND ST, CHATTANOOGA, TN 37407-1741
Document Number	0000000176
Book / Page	12538 / 692
Map Reference	MB 6 PG 57
Instrument Date	Jun 21, 2021
Instrument	2021062300176
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 G 325 ST, CHATTANOOGA, TN 37407

Mortgage

Document Number	0012538694
Date	Jun 23, 2021
Instrument	12538/694

Lender

Name	MARVIN WOLGAST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	50 Months
Due	Aug 1, 2025

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1900 E 32ND ST, CHATTANOOGA, TN 37407-1741
Document Number	0821000194
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1900 E 32ND ST #E CHATTANOOGA TN 374071741, E, CHATTANOOGA, TN 37407-1741

Mortgage

Document Number	0821000194
Date	Aug 21, 2019
Book Page	011735/000641
Instrument	190821000194

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2039

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 16, 2018
Property Address	1900 E 32ND ST, CHATTANOOGA, TN 37407-1741
Document Number	0000000151
Book / Page	011320 / 000301
Instrument Date	Apr 11, 2018
Instrument	151
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	TITLE SERVICES/TN

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 OLD HICKORY BLVD #140 BRENTWOOD TN 370273947, 140, BRENTWOOD, TN 37027-3947

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+100.21%)	$63,840 (+195.56%)	$159,600 (+195.56%) Land $30,000 Building $129,600
2024	$483.00	$21,600 (-)	$54,000 (-) Land $10,000 Building $44,000
2023	$483.00	$21,600 (-)	$54,000 (-) Land $10,000 Building $44,000
2022	$483.00	$21,600	$54,000 Land $10,000 Building $44,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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