Hamilton County property record for 1900 E 14th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,539 sqft · built 1920 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Oct 2023) |
| Tax Bill | $1,611 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156B E 007 |
| Primary APN | 156B E 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Dimensions | 115 ft deep x 55 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000089879 |
|---|---|
| Street Address | 1900 E 14TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 12 BLK 13 BERRYS AMENDED ADDN PB 5 PG 28 0105 19 01 |
| Legal Subdivision | BERRYS AMENDED ADDN |
| Legal Block | 13 |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 1400 |
Source: Hamilton County assessment roll, APN 156B E 007, as of January 2, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1900 E 14TH ST, CHATTANOOGA, TN 37404-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION |
| Dec 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Oct 25, 2023 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Deed Document Number | 2023132 |
| Deed Book / Page | 13431 / 984 |
| Prior Transfer Date | Mar 29, 2016 |
| Prior Transfer Doc | 0000000006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 05, 2026 |
| Property Address | 1900 E 14TH ST, CHATTANOOGA, TN 37404-4433 |
| Document Number | 0000000025 |
| Book / Page | 14286 / 356 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1900 E 14TH ST, CHATTANOOGA, TN 37404-4433 |
| Document Number | 0000000025, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 14286/356 |
| Instrument | 202625 |
| Name | ALLIANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1900 E 14TH ST, CHATTANOOGA, TN 37404-4433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1900 E 14TH ST, CHATTANOOGA, TN 37404-4433 |
| Document Number | 0000000197 |
|---|---|
| Date | Dec 17, 2024 |
| Book Page | 13791/13 |
| Instrument | 2024121700197 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 25, 2023 |
| Property Address | 1900 E 14TH ST, CHATTANOOGA, TN 37404-4433 |
| Document Number | 0000000132 |
| Book / Page | 13431 / 984 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023102500132 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $629.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1900 E 14TH ST, CHATTANOOGA, TN 37404-4433 |
Source: Hamilton County assessment roll as of January 2, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,611.00 (+97.91%) | $106,300 (+191.83%) | $425,200 (+191.83%) Land $70,000 Building $355,200 |
| 2024 | $814.00 | $36,425 (-) | $145,700 (-) Land $40,000 Building $105,700 |
| 2023 | $814.00 | $36,425 (-) | $145,700 (-) Land $40,000 Building $105,700 |
| 2022 | $814.00 | $36,425 | $145,700 Land $40,000 Building $105,700 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), as of August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650014002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 413 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system TN0000107, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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