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1900 Cox Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1900 Cox Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,893 sqft Living Area
Lot Size34,979 sqft (0.803 acres)
OccupancyOwner Occupied
Last Sale$665,000 (2012)
Tax Bill$9,802.00 (2025)

Property Details

APN / Parcel Number

Primary APN105-261-04
Alternative APN
  • 105-261-04-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,893 sqft Living Area
Gross Area2,349 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area34,979 sqft (0.803 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area456 sqft Garage
Deck Area259 sqft Deck
Patio Area259 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1900 COX RD
CityAPTOS
StateCA
Zip95003-9772
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1000
Census Tract122204

Owner

Source: Santa Cruz County records · APN 105-261-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1900 COX RD, APTOS, CA 95003-9772
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 10, 2019Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Apr 10, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2012 · Amount on Record
Deed SaleAug 08, 2012 · Amount on Record
Deed Doc Number201237506
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1900 COX RD, APTOS, CA 95003-9772
Transaction TypeMortgage
Record UpdatedDec 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 COX RD, APTOS, CA 95003-9772

Mortgage

Document Number0000056586
DateNov 16, 2021
Instrument2021-0056586
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1900 COX RD, APTOS, CA 95003-9772
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 COX RD, APTOS, CA 95003-9772

Mortgage

Document Number0000027635
DateMay 14, 2021
Instrument2021-0027635
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1900 COX RD, APTOS, CA 95003-9772
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009063
DateApr 10, 2019
Instrument2019-0009063
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1900 COX RD, APTOS, CA 95003-9772
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009062
DateApr 10, 2019
Instrument2019-0009062
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateMay 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$835,279 (+2%) Land $442,698 Building $392,581
2025$9,802.00 (+9.62%)$818,900 (+4.04%) Land $434,017 Building $384,883
2023$8,942.00 (+1.82%)$787,102 Land $417,164 Building $369,938$1,108,980
2022$8,782.00

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