1900 Concord Dr, Downers Grove, IL 60516 Property Records

DuPage County property record for 1900 Concord Dr, Downers Grove, IL 60516

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,102 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2023)
Tax Bill	$10,077 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-19-306-010`

Property Details

APN / Parcel Number

Primary APN	`09-19-306-010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,102 sqft Living Area
Gross Area	3,340 sqft
Basement Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1900 CONCORD DR
City	DOWNERS GROVE
State	IL
Zip	60516-3177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GALLAGHER & HENRYS DUNHAM PLACE UNIT NO 4 ALL
Legal Subdivision	GALLAGHER & HENRYS DUNHAM PLACE UNIT NO
Legal Lot Number	182
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	DOWNERS GROVE
Census Block Group	2
Census Block	2001
Census Tract	845703

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10785 MIAMI ST, CROWN POINT, IN 46307-7611
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK/EUBANK BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Oct 26, 2000 · Amount on File
Deed Document Number	202364253
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 4, 2023
Property Address	1900 CONCORD DR, DOWNERS GROVE, IL 60516-3177
Document Number	0000064253
Map Reference	DOC R86-100779
Instrument Date	Sep 29, 2023
Instrument	R2023-064253
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1900 CONCORD DR, DOWNERS GROVE, IL 60516-3177

Mortgage

Document Number	0000064254
Date	Oct 4, 2023
Instrument	R2023-064254

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0000064255
Date	Oct 4, 2023
Instrument	R2023-064255

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2028

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1900 CONCORD DR, DOWNERS GROVE, IL 60516-3177
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	MILLENIUM TITLE GROUP LIMITED, MILLENNIUM TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021046
Date	Feb 8, 2021
Instrument	R2021-021046

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1900 CONCORD DR, DOWNERS GROVE, IL 60516-3177
Document Number	0000018708
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1900 CONCORD DR DOWNERS GROVE IL 605163177, DOWNERS GROVE, IL 60516-3177

Mortgage

Document Number	0000018708
Date	Mar 5, 2018
Instrument	18708

Lender

Name	FIRSTBANK/EUBANK BR
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Downers Grove Township
Municipality	Downers Grove Village
Elementary School District	Downers Grove Grade School District 58 (PK - 08)
Secondary School District	Community High School District 99 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,077.00 (+23.19%)	$185,884 (+23.93%) Land $62,560 Building $123,324	$557,652 (+23.93%) Land $187,680 Building $369,972
2022	$8,180.00 Homeowner's exemption Senior Citizen's exemption	$149,990 Land $50,960 Building $99,030	$449,970 Land $152,880 Building $297,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNERS GROVE serves 49,425 people · EPA ID IL0430300
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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