Cecil County property record for 1900 Colora Rd, Colora, MD 21917
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,076 sqft · built 2024 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (May 2026) |
| Tax Bill | $5,077 (2026) |
| Deeds & Mortgages | Jun 2023 Construction Loan May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-040802 |
| Primary APN | 06-040802 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Total Area |
| Basement Area | 819 sqft |
| Finished Basement | 819 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 040802 |
|---|---|
| Street Address | 1900 COLORA RD |
| City | COLORA |
| State | MD |
| Zip | 21917-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 3 - 1.1529 ACRE 1900 COLORA ROAD S/E OF LIBERTY GROVE |
| Legal Subdivision | PROPERTY OF ROBERT A RICHMOND AND WIFE |
| Legal Lot Number | 3 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 31301 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1900 COLORA RD, COLORA, MD 21917-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Construction Mortgage PRIMIS BANK |
| May 28, 2026 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION |
| Mar 6, 2024 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Mar 8, 2023 | Deed, Transfer · Unknown LAKEWOOD COMMERCIAL FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Mar 6, 2024 · Amount on Record |
| Deed Book / Page | 5792 / 129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 1900 COLORA RD, COLORA, MD 21917-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0053380290 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 5338/290 |
| Name | PRIMIS BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, VA 23005 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 28, 2026 |
| Property Address | 1900 COLORA RD, COLORA, MD 21917-1533 |
| Document Number | 5792000129 |
| Book / Page | 5792 / 129 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | SABE TITLE, SAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1900 COLORA RD, COLORA, MD 21917-1533 |
| Document Number | 5792000141, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 5792/141 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 6, 2024 |
| Property Address | 1900 COLORA RD, COLORA, MD 21917-1533 |
| Document Number | 0054360056 |
| Book / Page | 5436 / 56 |
| Map Reference | PL 782 |
| Instrument Date | Feb 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,534.08 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1900 COLORA RD, COLORA, MD 21917-1533 |
| Document Number | 0054360066 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 5436-0066 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 8, 2023 |
| Property Address | 1900 COLORA RD, COLORA, MD 21917-1533 |
| Document Number | 0053010244 |
| Book / Page | 5301 / 244 |
| Map Reference | PL 782 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 N CONSTITUTION AVE, NEW FREEDOM, PA 17349-7938 |
| Document Number | 0053010248 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 5301-0248 |
| Name | LAKEWOOD COMMERCIAL FUNDING LLC |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,077.00 (+1.54%) | $462,667 (+2.5%) | $485,200 (+7.49%) Land $79,500 Building $405,700 |
| 2025 | $5,000.00 (+613.27%) | $451,400 (+610.87%) Land $79,500 Building $371,900 | $451,400 (+610.87%) Land $79,500 Building $371,900 |
| 2023 | $701.00 | $63,500 Land $63,500 | $63,500 Land $63,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1996–2021) |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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