1900 Cobia Dr, Vero Beach, FL 32960 Property Records

Indian River County property record for 1900 Cobia Dr, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,804 sqft · built 1991
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jan 2026)
Tax Bill	$7,574 (2025)
Deeds & Mortgages	Jan 2026 Sale Oct 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`33-40-06-00012-0000-00011.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-06-00012-0000-00011.0`
Alternative APN	`94522`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,804 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	2,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	139 ft deep x 89.8 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	616 sqft
Driveway	Brick Driveway
Driveway Area	1,200 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	266 sqft
Deck Area	180 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1900 COBIA DR
City	VERO BEACH
State	FL
Zip	32960-5285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	TARPON ISLAND CLUB III LOT 11 PBI 13-32
Legal Range	40E
Legal Township	33S
Legal Section	06
Legal Subdivision	TARPON ISLAND CLUB III
Legal Lot Number	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2005
Census Tract	50402

Owner

1900 Cobia Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1900 COBIA DR, VERO BEACH, FL 32960-5285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 30, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	20262767
Deed Book / Page	3832 / 1479
Prior Transfer Date	Jan 8, 2026
Prior Transfer Doc	0038321479
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 21, 2026
Property Address	1900 COBIA DR, VERO BEACH, FL 32960-5285
Document Number	0038321479
Book / Page	3832 / 1479
Instrument Date	Jan 8, 2026
Instrument	3120260002767
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 TARPON DR, VERO BEACH, FL 32960-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 COBIA DR, VERO BEACH, FL 32960-5285

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 6, 2021
Property Address	1900 COBIA DR, VERO BEACH, FL 32960-5285
Document Number	0034710313
Book / Page	3471 / 313
Map Reference	MB 13 PG 32,32A&32B
Instrument Date	Oct 5, 2021
Instrument	3120210070033
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 COBIA DR, VERO BEACH, FL 32960-5285
Investor	Possibly a Property Investor

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 30, 2021
Property Address	1900 COBIA DR, VERO BEACH, FL 32960-5285
Document Number	0034161003
Book / Page	3416 / 1003
Map Reference	MB 13 PG 32,32A&32B
Instrument Date	Apr 29, 2021
Instrument	3120210030798
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 COBIA DR, VERO BEACH, FL 32960-5285
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1900 Cobia Dr was $7,574 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,574.00 Homeowner's exemption	$498,030	$900,348 Land $440,609 Building $459,739
2023	$6,836.00 (+3.03%)	$469,897 (+3%)	$905,865 (+41.59%) Land $440,609 Building $465,256
2022	$6,635.00	$456,210	$639,802 Land $320,443 Building $319,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1900 Cobia Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 164 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	534 units insured incl. 370 condo units
Nearby Flood Claims	149 (1979–2017)
Claims Outside the SFHA	49 of 149
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 Cobia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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