1900 Clay Ave, Waco, TX 76706 Property Records

McLennan County property record for 1900 Clay Ave, Waco, TX 76706

Property Summary

Property Type	Commercial
Details	3,618 sqft · built 1969
Lot Size	0.492 acres (21,450 sqft)
Owner	Individual Name on Record
Last Sale	$68,800 (Jun 2018)
Tax Bill	$2,892 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-030000-004500-2`

Property Details

APN / Parcel Number

Primary APN	`48-030000-004500-2`
Alternative APNs	`4803000000450020111` `182324`

Interior

Stories	1 Story
Building Area	3,618 sqft Gross Area
1st Floor Area	3,618 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	21,450 sqft (0.492 acres)
Lot Dimensions	165 ft deep x 130 ft wide
Canopy	6,114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1900 CLAY AVE
City	WACO
State	TX
Zip	76706-1820
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	MOORE J I LOT 1B 2 3 BLOCK 3 ACRES .4924
Legal Subdivision	MOORE J I
Legal Block	3
Legal Lot Number	1B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3012
Census Tract	598

Owner

Source: McLennan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1811 COLCORD AVE, WACO, TX 76707-2137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jun 18, 2018	Warranty Deed, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jun 18, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	201820101
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1900 CLAY AVE, WACO, TX 76706-1820
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 COLCORD AVE, WACO, TX 76707-2137

Mortgage

Document Number	0000032750
Date	Aug 11, 2022
Instrument	2022032750

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Jul 27, 2025

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1900 CLAY AVE, WACO, TX 76706-1820
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002972
Date	Jan 25, 2021
Instrument	2021002972

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1900 CLAY AVE, WACO, TX 76706-1820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044555
Date	Dec 28, 2018
Instrument	2018044555

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Dec 27, 2022

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 18, 2018
Property Address	1900 CLAY AVE, WACO, TX 76706-1820
Document Number	0000020101
Map Reference	VOL53 PG394
Instrument Date	Jun 15, 2018
Instrument	2018020101
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 COCORD AVE, WACO, TX 76707-2137

Mortgage

Document Number	0000020102
Date	Jun 18, 2018
Instrument	2018020102

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MCLENNAN TX
Recording Date	Jun 18, 2018
Property Address	1900 CLAY AVE, WACO, TX 76706-1820
Document Number	0000020099
Instrument Date	Jun 14, 2018
Instrument	20099
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 TRADINGHOUSE LN WACO TX 767055567, WACO, TX 76705-5567

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,110 (-3.2%) Land $23,600 Building $106,510	$130,110 (-3.2%) Land $23,600 Building $106,510
2024	$2,892.00 (-4.02%)
2023		$134,410 Land $23,600 Building $110,810	$134,410 Land $23,600 Building $110,810
2022	$3,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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