1900 Cedar Bend Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 1900 Cedar Bend Dr, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 2014
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 2013)
Tax Bill	$4,991 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`E-17-09-376-044`

Property Details

APN / Parcel Number

Primary APN	`E-17-09-376-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,941 sqft
Basement Area	1,941 sqft
Unfinished Basement	1,941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	27,443 sqft (0.63 acres)
Terrain	Rolling
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	295 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1900 CEDAR BEND DR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 9 WHISPERING WOODS COMMERCE LOT 33 3-20-00 FR 008
Legal Range	08E
Legal Township	02N
Legal Section	09
Legal Subdivision	WHISPERING WOODS COMMERCE
Legal Lot Number	3,33
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2003
Census Tract	135100

Owner

1900 Cedar Bend Dr is owned and occupied by two individuals who bought it in October 2013.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1900 CEDAR BEND DR, COMMERCE TOWNSHIP, MI 48382-1594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2013 · Amount on File
Deed Sale	Oct 30, 2013 · Amount on File
Deed Document Number	2013271551
Deed Book / Page	46490 / 176
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1900 CEDAR BEND DR, COMMERCE TOWNSHIP, MI 48382-1594
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 CEDAR BEND DR, COMMERCE TOWNSHIP, MI 48382-1594

Mortgage

Document Number	0000102755
Date	Apr 15, 2021
Book Page	56076/654
Instrument	102755

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1900 Cedar Bend Dr was $4,991 with a homeowner's exemption, down 32.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,991.00 (-32.28%) Homeowner's exemption	$280,930	$561,860
2024	$7,370.00
2023		$247,820	$495,640
2021	$6,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1900 Cedar Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 Cedar Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20