1900 Baybridge Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1900 Baybridge Rd, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,725 sqft · built 2007
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$382,500 (Jan 2017)
Tax Bill$6,256 (2024)
Deeds & MortgagesOct 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT080800046

Property Details

APN / Parcel Number

Primary APNT080800046
Alternative APN
  • 3-0011-A269-00-037D.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,725 sqft Living Area
Gross Area6,088 sqft
1st Floor Area2,725 sqft
Basement Area2,663 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area700 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT080800046
Street Address1900 BAYBRIDGE RD
CitySAINT CHARLES
StateMO
Zip63303-4817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALBRIDGE VLGS D-F LOT 37D
Legal SubdivisionTALBRIDGE VLGS D-F
Legal Lot Number37D
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3008
Census Tract311004

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1900 BAYBRIDGE RD, SAINT CHARLES, MO 63303-4817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Deed of Trust, Mortgage
FIRST ST BK/ST CHARLES
Jan 4, 2017Warranty Deed, Transfer
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2017 · Amount on Record
Deed SaleJan 4, 2017 · Amount on Record
Prior SaleJan 4, 2017 · Amount on Record
Deed Document Number20178400
Deed Book / Page6680 / 2497
Prior Transfer DateDec 19, 2016
Prior Transfer Doc0066802497
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1900 BAYBRIDGE RD, SAINT CHARLES, MO 63303-4817
Document Number0000078695
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1900 BAYBRIDGE RD ST CHARLES MO 633034817, ST CHARLES, MO 63303-4817

Mortgage

Document Number0000078695
DateOct 19, 2020
Instrument78695
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term180 Months
DueOct 18, 2035

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 4, 2017
Property Address1900 BAYBRIDGE RD, SAINT CHARLES, MO 63303-4817
Document Number0066802477
Book / Page006680 / 002477
Instrument DateDec 3, 2016
Instrument8380
Transaction TypeTransfer
Record UpdatedFeb 10, 2017
Title CompanyFREEDOM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address76 SANDY RIDGE CT ST CHARLES MO 633032936, ST CHARLES, MO 63303-2936

Mortgage

Document Number66802480
DateJan 4, 2017
Book Page006680/002480
Instrument8390
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term240 Months
DueJan 3, 2037

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,320 (-)$575,371 (-) Land $90,000 Building $485,371
2025$109,320 (+3.26%)$575,371 (+3.26%) Land $90,000 Building $485,371
2024$6,256.00
2023$105,872
2022$557,220 Building $557,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims49 (1979–1995)
Claims Outside the SFHA4 of 49
Most Recent ClaimJun 1995 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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