St. Charles County property record for 1900 Baybridge Rd, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,725 sqft · built 2007 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $382,500 (Jan 2017) |
| Tax Bill | $6,256 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T080800046 |
| Primary APN | T080800046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,725 sqft Living Area |
| Gross Area | 6,088 sqft |
| 1st Floor Area | 2,725 sqft |
| Basement Area | 2,663 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T080800046 |
|---|---|
| Street Address | 1900 BAYBRIDGE RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALBRIDGE VLGS D-F LOT 37D |
| Legal Subdivision | TALBRIDGE VLGS D-F |
| Legal Lot Number | 37D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 311004 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1900 BAYBRIDGE RD, SAINT CHARLES, MO 63303-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| Jan 4, 2017 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Prior Sale | Jan 4, 2017 · Amount on Record |
| Deed Document Number | 20178400 |
| Deed Book / Page | 6680 / 2497 |
| Prior Transfer Date | Dec 19, 2016 |
| Prior Transfer Doc | 0066802497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1900 BAYBRIDGE RD, SAINT CHARLES, MO 63303-4817 |
| Document Number | 0000078695 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1900 BAYBRIDGE RD ST CHARLES MO 633034817, ST CHARLES, MO 63303-4817 |
| Document Number | 0000078695 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 78695 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 18, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 4, 2017 |
| Property Address | 1900 BAYBRIDGE RD, SAINT CHARLES, MO 63303-4817 |
| Document Number | 0066802477 |
| Book / Page | 006680 / 002477 |
| Instrument Date | Dec 3, 2016 |
| Instrument | 8380 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 SANDY RIDGE CT ST CHARLES MO 633032936, ST CHARLES, MO 63303-2936 |
| Document Number | 66802480 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 006680/002480 |
| Instrument | 8390 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 3, 2037 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,320 (-) | $575,371 (-) Land $90,000 Building $485,371 | |
| 2025 | $109,320 (+3.26%) | $575,371 (+3.26%) Land $90,000 Building $485,371 | |
| 2024 | $6,256.00 | ||
| 2023 | $105,872 | ||
| 2022 | $557,220 Building $557,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 49 (1979–1995) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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