1900 Arnold Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1900 Arnold Dr, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,986 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$814,500 (Jul 2026)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`095-114-15`

Property Details

APN / Parcel Number

Primary APN	`095-114-15`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1900 ARNOLD DR
City	CHARLOTTE
State	NC
Zip	28205-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L40 B2 M5-17
Legal Subdivision	BRADLEY HILLS
Legal Block	2
Legal Lot Number	40
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Mecklenburg County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN WIZ INC
Feb 18, 2022	Deed of Trust, Mortgage FRIENDS ASSOCIATES LLC
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Nov 30, 2020	Warranty Deed, Construction Loan TORTOISE INVESTMENT GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	202681531
Deed Book / Page	40610 / 414
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 28, 2026
Property Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812
Document Number	0000103813
Book / Page	40742 / 242
Instrument Date	Sep 21, 2026
Instrument	2026103813
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812

Mortgage

Document Number	0000103813,
Date	Sep 28, 2026
Book Page	40742/242
Instrument	2026103813

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2041

Interest

Rate	3%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 30, 2026
Property Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812
Document Number	0000081531
Book / Page	40610 / 414
Instrument Date	Jul 25, 2026
Instrument	202681531
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164,529.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812

Mortgage

Document Number	0000081532,
Date	Jul 30, 2026
Book Page	40610/416
Instrument	202681532

Lender

Name	LOAN WIZ INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E TREMONT AVE 105, 105, CHARLOTTE, NC 28203-5482

Mortgage

Document Number	0000027201
Date	Feb 18, 2022
Book Page	37079/903
Instrument	2022027201

Lender

Name	FRIENDS ASSOCIATES LLC
Type	Non-Lending Institution
Address	HIGH POINT, NC 27265

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Dec 31, 2022

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 10, 2022
Property Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812
Document Number	0000087649
Book / Page	37414 / 666
Map Reference	MB 5 PG 17
Instrument Date	Jun 10, 2022
Instrument	2022087649
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 EAST BLVD TREMONT AVE105, AVE105, CHARLOTTE, NC 28203-4721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812

Mortgage

Document Number	0000087650
Date	Jun 10, 2022
Instrument	2022087650

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 30, 2020
Property Address	1900 ARNOLD DR, CHARLOTTE, NC 28205-3812
Document Number	0000201877
Book / Page	035375 / 000886
Instrument Date	Nov 30, 2020
Instrument	201877
Transaction Type	Construction Loan
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 ARNOLD DR CHARLOTTE NC 282053812, CHARLOTTE, NC 28205-3812
Investor	Possibly a Property Investor

Mortgage

Document Number	201878
Date	Nov 30, 2020
Book Page	035375/000888
Instrument	201878

Lender

Name	TORTOISE INVESTMENT GROUP LLC
Address	484 US HWY 70 SW HICKORY, HICKORY, NC 28602

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,279.00	$665,700 Land $200,000 Building $465,700	$665,700 Land $200,000 Building $465,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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