1900 Alder Ln, Champaign, IL 61821 Property Records

Champaign County property record for 1900 Alder Ln, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,005 sqft · built 1960
Lot Size	0.161 acres (7,015 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Jul 2022)
Tax Bill	$4,365 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-281-010`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-281-010`

Interior

Full Baths	2 Baths
Building Area	1,005 sqft Building Perimeter
1st Floor Area	1,005 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,015 sqft (0.161 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1900 ALDER LN
City	CHAMPAIGN
State	IL
Zip	61821-5867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 SOUTHWOOD 2ND SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 2ND SUB
Legal Lot Number	70
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1016
Census Tract	1203

Owner

1900 Alder Ln is owned and occupied by an individual who bought it in July 2022.

Source: Champaign County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1900 ALDER LN, CHAMPAIGN, IL 61821-5867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	May 3, 2013 · Amount on File
Deed Document Number	202212393
Prior Transfer Date	Jun 24, 2022
Prior Transfer Doc	0000012393
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 7, 2022
Property Address	1900 ALDER LN, CHAMPAIGN, IL 61821-5867
Document Number	0000012393
Map Reference	MB M PG 96
Instrument Date	Jun 24, 2022
Instrument	2022R12393
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 ALDER LN, CHAMPAIGN, IL 61821-5867

Mortgage

Document Number	0000012394
Date	Jul 7, 2022
Instrument	2022R12394

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,900 Land $13,870 Building $49,030	$188,700 Land $41,610 Building $147,090
2024	$4,365.00
2022	$3,780.00 Homeowner's exemption	$47,110 Land $10,390 Building $36,720	$141,330 Land $31,170 Building $110,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1900 Alder Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–1993)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 Alder Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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