1900 53rd St, Valley, AL 36854 Property Records

Chambers County property record for 1900 53rd St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,744 sqft · built 1950
Lot Size	0.195 acres (8,512 sqft)
Owner	Individual Name on File
Last Sale	$137,154 (Sep 2007)
Tax Bill	$319 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-03-07-4-003-013.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-03-07-4-003-013.000`
Alternative APNs	`1803074003013000` `376355`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,744 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,512 sqft (0.195 acres)
Lot Dimensions	112 ft deep x 76 ft wide
Garage Type	Mixed
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	344 sqft
Utility Building	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	376355
Street Address	1900 53RD ST
City	VALLEY
State	AL
Zip	36854-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E1/2 OF LOTS 12 & 13 BLOCK B G. W. CROWDER ADDN. TO LANGDALE M.B. 1 PG. 39 IN SW1/4 OF SE1/4. S7 T21N R29E CITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	07
Legal Subdivision	G. W. CROWDER ADDN
Legal Block	B
Legal Lot Number	12,13
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3052
Census Tract	954600

Owner

1900 53rd St is owned and occupied by an individual who bought it in September 2007.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1900 53RD ST, VALLEY, AL 36854-3809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage A+ FEDERAL CREDIT UNION
Nov 16, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2007 · Amount on File
Deed Sale	Sep 25, 2007 · Amount on File
Deed Document Number	20075157
Prior Transfer Date	Sep 6, 2007
Prior Transfer Doc	0000005157
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Recording Date	Oct 5, 2026
Property Address	1900 53RD ST, VALLEY, AL 36854-3809
Document Number	0000004487
Instrument Date	Sep 28, 2026
Instrument	20264487
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 53RD ST, VALLEY, AL 36854-3809

Mortgage

Document Number	0000004487,
Date	Oct 5, 2026
Instrument	20264487

Lender

Name	A+ FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1900 53RD ST, VALLEY, AL 36854-3809
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 53RD ST, VALLEY, AL 36854-3809

Mortgage

Document Number	02022/5157
Date	Nov 16, 2022
Book Page	2022/5157

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	189 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1900 53rd St was $319 with a homeowner's exemption, up 8.5% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$319.00 (+8.5%) Homeowner's exemption
2025	$294.00 (+8.89%)	$22,624 (+182.09%) Land $700 Building $21,924	$113,120 (+41.19%) Land $3,500 Building $109,620
2024	$270.00 Additional exemption filed	$8,020 (-) Land $340 Building $7,680	$80,120 (-) Land $3,470 Building $76,650
2023	$270.00 Additional exemption filed	$8,020 (-) Land $340 Building $7,680	$80,120 (-) Land $3,470 Building $76,650
2022	$270.00 Additional exemption filed	$8,020 Land $340 Building $7,680	$80,120 Land $3,470 Building $76,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1900 53rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 53rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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