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1900 46th Ter SW, Naples, FL 34116 Property Records

Collier County property record for 1900 46th Ter SW, Naples, FL 34116

Property Summary

Property TypeDuplex
Details1,794 sqft · built 1980
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$393,000 (Nov 2021)
Tax Bill$3,207 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN321400 23 14B22

Property Details

APN / Parcel Number

Primary APN321400 23 14B22
Alternative APN
  • 35746960000

Interior

Stories1 Story
Building Area1,794 sqft Living Area
1st Floor Area1,794 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleDuplex Single
Construction TypeWood
Lot Area12,197 sqft (0.28 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address1900 46TH TER SW
CityNAPLES
StateFL
Zip34116-5981
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRMF-12
Legal DescriptionGOLDEN GATE UNIT 2 BLK 23 LOT 1
Legal Range26
Legal Township49
Legal Section22
Legal SubdivisionGOLDEN GATE CITY UNIT 2
Legal Tract321400
Legal Block23
Legal Lot Number1
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3000
Census Tract10421

Owner

1900 46th Ter SW, a duplex, is owned and occupied by two individuals who bought it in November 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1900 46TH TER SW, NAPLES, FL 34116-5981
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on File
Deed SaleNov 3, 2021 · Amount on File
Prior SaleJul 8, 2009 · Amount on File
Deed Document Number20216153911
Deed Book / Page6036 / 3209
Prior Transfer DateNov 17, 2009
Prior Transfer Doc0045173073
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 3, 2021
Property Address1900 46TH TER SW, NAPLES, FL 34116-5981
Document Number0060363209
Book / Page6036 / 3209
Map ReferenceMB 5 PG 65-77
Instrument DateOct 1, 2021
Instrument6153911
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyARIES TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,751.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10081 NW 7TH ST, 10081, PLANTATION, FL 33324-1054

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 46TH TER SW, NAPLES, FL 34116-5981

Mortgage

Document Number60363211
DateNov 3, 2021
Instrument6036/3211
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1900 46th Ter SW was $3,207 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,076 (-3.8%) Land $154,786 Building $113,290$268,076 (-3.8%) Land $154,786 Building $113,290
2025$3,207.00 Homeowner's exemption$278,652 Land $166,258 Building $112,394$278,652 Land $166,258 Building $112,394
2023$4,489.00 (+4.93%) Homeowner's exemption$399,824 (+23.25%) Land $268,570 Building $131,254$399,824 (+23.25%) Land $268,570 Building $131,254
2022$4,278.00$324,395 Land $195,032 Building $129,363$324,395 Land $195,032 Building $129,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1900 46th Ter SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 46th Ter SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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