1900 1st St, Berthoud, CO 80513 Property Records

Larimer County property record for 1900 1st St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,756 sqft · built 1910
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Feb 2024)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94120-00-013`

Property Details

APN / Parcel Number

Primary APN	`94120-00-013`
Alternative APN	`R1245074`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	176 sqft
Patio Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R1245074
Old Parcel Number	9412000013
Street Address	1900 1ST ST
City	BERTHOUD
State	CO
Zip	80513-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT W 1/4 COR 12-4-69, TH ALG W LN OF SW 1/4 S 449.95 FT TPOB, S 90 E 285 FT, S 181.5 FT, N 90 W 285 FT TO SD W LN, TH N 1
Legal Range	69
Legal Township	04
Legal Section	12
Legal Lot Number	013
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2036
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1900 1ST ST, BERTHOUD, CO 80513-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CANVAS CREDIT UNION
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit PUBLIC SVC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	20240004676
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 7, 2024
Property Address	1900 1ST ST, BERTHOUD, CO 80513-2805
Document Number	0000004676
Instrument Date	Feb 5, 2024
Instrument	20240004676
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1900 1ST ST, BERTHOUD, CO 80513-2805

Mortgage

Document Number	0000004677
Date	Feb 7, 2024
Instrument	20240004677

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1900 1ST ST, BERTHOUD, CO 80513-2805
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022813
Date	May 3, 2019
Instrument	20190022813

Lender

Name	CANVAS CREDIT UNION
Type	Credit Union
Address	LONE TREE, CO 80124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1900 1ST ST, BERTHOUD, CO 80513-2805
Document Number	0000008609
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 1ST ST BERTHOUD CO 805132805, BERTHOUD, CO 80513-2805

Mortgage

Document Number	0000008609
Date	Feb 12, 2018
Instrument	8609

Lender

Name	PUBLIC SVC CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,701.00 (+29%)	$40,382 (+6.32%) Land $11,338 Building $29,044	$646,100 (+13.97%) Land $181,400 Building $464,700
2023	$2,869.00 (+20.75%)	$37,982 (+37.83%) Land $14,405 Building $23,577	$566,900 (+42.98%) Land $215,000 Building $351,900
2022	$2,376.00	$27,557 Land $13,900 Building $13,657	$396,500 Land $200,000 Building $196,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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