190 Zoai Pl, Willow Spring, NC 27592 Property Records

Johnston County property record for 190 Zoai Pl, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 2003
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$104,500 (Oct 2012)
Tax Bill	$837 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13D03046B`

Property Details

APN / Parcel Number

Primary APN	`13D03046B`
Alternative APN	`2000167228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	1,434 sqft
1st Floor Area	1,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000167228
Street Address	190 ZOAI PL
City	WILLOW SPRING
State	NC
Zip	27592-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	27 AUSTN MDWS S2P2 60/265
Legal Subdivision	AUSTIN MEADOWS
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	2
Census Block	2001
Census Tract	41504

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	190 ZOAI PL, WILLOW SPRING, NC 27592-7631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Feb 25, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Sep 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2012 · Amount on Record
Deed Sale	Oct 31, 2012 · Amount on Record
Prior Sale	Feb 27, 2006 · Amount on Record
Deed Book / Page	4198 / 239
Prior Transfer Date	May 3, 2004
Prior Transfer Doc	2684000519
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	190 ZOAI PL, WILLOW SPRING, NC 27592-7631
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833227
Date	Nov 1, 2022
Book Page	6372/161
Instrument	2022833227

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	190 ZOAI PL, WILLOW SPRING, NC 27592-7631
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ZOAI PL, WILLOW SPRING, NC 27592-7631

Mortgage

Document Number	0000793586
Date	Jan 28, 2022
Book Page	6171/916
Instrument	2022793586

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	190 ZOAI PL, WILLOW SPRING, NC 27592-7631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000648342
Date	Feb 25, 2020
Book Page	5530/0736
Instrument	2020648342

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 5, 2030

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	190 ZOAI PL, WILLOW SPRING, NC 27592-7631
Document Number	0000586326
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ZOAI PL WILLOW SPRING NC 275927631, WILLOW SPRING, NC 27592-7631

Mortgage

Document Number	0000586326
Date	Sep 27, 2018
Book Page	005223/000401
Instrument	586326

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	190 ZOAI PL, WILLOW SPRING, NC 27592-7631
Document Number	0000555876
Book / Page	005080 / 000311
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ZOAI PL WILLOW SPRING NC 275927631, WILLOW SPRING, NC 27592-7631

Mortgage

Document Number	0000555876
Date	Dec 28, 2017
Book Page	005080/000311
Instrument	555876

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$837.00 (-1.53%) Senior Citizen's exemption	$267,880 (-) Land $75,000 Building $192,880	$267,880 (-) Land $75,000 Building $192,880
2025	$850.00 (+68.32%) Senior Citizen's exemption	$267,880 (+107.84%) Land $75,000 Building $192,880	$267,880 (+107.84%) Land $75,000 Building $192,880
2023	$505.00 Senior Citizen's exemption	$128,890 Land $41,000 Building $87,890	$128,890 Land $41,000 Building $87,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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