190 Willow Ln, Arcata, CA 95521 Property Records

Humboldt County property record for 190 Willow Ln, Arcata, CA 95521

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,886 sqft · built 1953
Lot Size	5.17 acres (225,640 sqft)
Owner	Trust Name on Record
Last Sale	$430,000 (Nov 2016)
Tax Bill	$5,603 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`516-291-011-000`

Property Details

APN / Parcel Number

Primary APN	`516-291-011-000`
Alternative APN	`51629111`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Construction Type	Wood
Lot Area	225,640 sqft (5.17 acres)
Garage Type	Carport
Carport	Carport
Carport Area	299 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	51629111
Street Address	190 WILLOW LN
City	ARCATA
State	CA
Zip	95521-9210
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	SUBDV:0000 T 6N R 1E SEC 15LV ,SKYLT0600600450B071982C 620007B C
Legal Range	01E
Legal Township	06N
Legal Section	15
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2056
Census Tract	1200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	190 WILLOW LN, ARCATA, CA 95521-9210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage COMPASS CMNTY CU
Feb 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Prior Sale	May 17, 2019
Deed Document Number	0000021373
Last Transfer Date	Feb 28, 2020
Transfer Doc	0000003417
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	190 WILLOW LN, ARCATA, CA 95521-9210
Document Number	0000019341
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	190 WILLOW LN ARCATA CA 955219210, ARCATA, CA 95521-9210

Mortgage

Document Number	0000019341
Date	Oct 26, 2020
Instrument	19341

Lender

Name	COMPASS CMNTY CU
Address	EUREKA, CA 95502

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Oct 25, 2042

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 28, 2020
Property Address	190 WILLOW LN, ARCATA, CA 95521-9210
Document Number	0000003417
Instrument Date	Feb 27, 2020
Instrument	3417
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	190 WILLOW LN ARCATA CA 955219210, ARCATA, CA 95521-9210

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	May 17, 2019
Property Address	190 WILLOW LN, ARCATA, CA 95521-9210
Document Number	0000008531
Instrument Date	May 9, 2019
Instrument	8531
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WILLOW LN ARCATA CA 955219210, ARCATA, CA 95521-9210

Mortgage

Document Number	8532
Date	May 17, 2019
Instrument	8532

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,603.00 (+2.6%) Homeowner's exemption	$509,307 (+4.04%) Land $295,677 Building $213,630
2023	$5,461.00 (+0.55%) Homeowner's exemption	$489,533 Land $284,197 Building $205,336
2022	$5,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT BAY MWD private · serves 680 people · EPA ID CA1210013
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Willow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures