190 Willow Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 190 Willow Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,816 sqft · built 1985
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Sep 2019)
Tax Bill	$1,851 (2026)
Deeds & Mortgages	Oct 2019 Transfer Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`628 099`

Property Details

APN / Parcel Number

Primary APN	`628 099`
Alternative APN	`704627`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Lot Area	25,700 sqft (0.59 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	252 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	190 WILLOW DR
City	SALISBURY
State	NC
Zip	28146-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L7
Legal Subdivision	WILLOW RUN SUBDIVISION
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3016
Census Tract	51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 WILLOW DR, SALISBURY, NC 28146-9376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Correction Deed, Transfer ATTORNEY ONLY
Sep 30, 2019	Deed of Trust, Mortgage ATTORNEY ONLY
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 16, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Book / Page	1335 / 477
Record Updated	Oct 29, 2026

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 17, 2019
Property Address	190 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013360480
Book / Page	001336 / 000480
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 WILLOW DR SALISBURY NC 281469376, SALISBURY, NC 28146-9376

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	190 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013360481
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 30, 2019
Property Address	190 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013350477
Book / Page	1335 / 0477
Map Reference	MAP 9995 PG 1734
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 ROSE BRIER LN, 140, SALISBURY, NC 28146-7258

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13350478
Date	Sep 30, 2019
Instrument	1335/0478

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 16, 2018
Property Address	190 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013120513
Book / Page	1312 / 0513
Map Reference	MAP 9995 PG 1734
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1619 NINETY SIX HWY, 1619, NINETY SIX, SC 29666-9262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WILLOW DR, SALISBURY, NC 28146-9376

Mortgage

Document Number	13120514
Date	Jul 16, 2018
Instrument	1312/0514

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,851.00	$276,286 (-) Land $34,000 Building $242,286	$276,286 (-) Land $34,000 Building $242,286
2023	$1,851.00	$276,286 Land $34,000 Building $242,286	$276,286 Land $34,000 Building $242,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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