190 Whispering Wind Dr, Georgetown, TX 78633 Property Records

Williamson County property record for 190 Whispering Wind Dr, Georgetown, TX 78633

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,626 sqft · built 1996
Lot Size	0.29 acres (12,641 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20-9931-0338-0172`

Property Details

APN / Parcel Number

Primary APN	`R-20-9931-0338-0172`
Alternative APNs	`R350641` `182934`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	12,641 sqft (0.29 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R350641
Street Address	190 WHISPERING WIND DR
City	GEORGETOWN
State	TX
Zip	78633-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6151 - SUN CITY GEORGETOWN NEIGHBORHOOD 3, BLOCK 38, LOT 172, ACRES 0.2902
Legal Subdivision	SUN CITY GEORGETOWN NEIGHBORHOOD 3
Legal Block	38
Legal Lot Number	172
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2041
Census Tract	20116

Owner

Source: Williamson County records · APN R-20-9931-0338-0172

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	190 WHISPERING WIND DR, GEORGETOWN, TX 78633-4506
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2006
Deed Sale	Mar 22, 2006
Deed Document Number	2006022016
Record Updated	Jun 07, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	190 WHISPERING WIND DR, GEORGETOWN, TX 78633-4506
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108170
Date	Nov 12, 2019
Instrument	2019108170

Lender

Name	PROSPERITY BANK
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 08, 2029
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Williamson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00 (+2.15%) Homeowner's exemption Senior Citizen's exemption	$379,882 (-2.27%) Land $80,000 Building $299,882	$379,882 (-2.27%) Land $80,000 Building $299,882
2023	$1,300.00 (-52.92%) Homeowner's exemption Senior Citizen's exemption	$388,697 Land $80,000 Building $308,697	$388,697 Land $80,000 Building $308,697
2022	$2,761.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2010 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable · Fiber in parts of the area	940 / 35
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Electronic Corporate Pages Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 457 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF GEORGETOWN serves 191,639 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.